Northpointe Bancshares Inc

Northpointe Bancshares Inc(NPB)股票分析

$15.130

-0.623 (-4.12%)收盘时

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最高
15.200
开盘
13.800
成交量加权均价
14.71
成交量
738.17K
市值
—
最低
13.800
成交额
10.86M
企业价值/息税折旧摊销前利润(TTM)
13.46

Northpointe Bancshares, Inc. is the holding company of Northpointe Bank, a client-focused company that provides home loans and retail banking products to communities across the nation. Its segments include Retail Banking and MPP. The MPP segment provides a collateralized mortgage purchase facility marketed to independent mortgage bankers nationwide. The Retail Banking segment provides a range of financial products and services to consumers nationwide. These include residential mortgages, all-in-one (AIO) equity loans, other consumer loans, and loan servicing, as well as various types of deposit products, including checking, savings and time deposit accounts. Its residential lending business provides a comprehensive range of financing options nationwide through two main channels: consumer direct and traditional retail. These channels combine the convenience of online, self-service platforms with the personalized service of an experienced residential mortgage loan officer.

AI 分析 of Northpointe Bancshares Inc (NPB)

持有

Given the current price of $15.52 and a forward P/E ratio of 0, Northpointe Bancshares Inc does not present a strong buying opportunity at this moment. The stock has seen a 6.90% decline year-to-date and has missed earnings expectations in Q2 2026 by $0.08, which may lead to further price pressure. However, the company has shown stable profitability with a net income of $21.7 million in Q2 2026, indicating potential for recovery. Investors should be cautious of the high debt-to-equity ratio of 266.40%, which poses a risk.

估值指标

Northpointe Bancshares Inc(NPB)当前预期市盈率为 0.00,5 年平均预期市盈率为 6.05。

预期市盈率

严重低估
5 年均值 P/E
6.05
当前P/E
0.00
高估
7.55
低估
4.54

预期 EV/EBITDA

合理
5 年均值 EV/EBITDA
9.46
当前EV/EBITDA
13.46
高估
21.29
低估
-2.37

预期市销率

合理
5 年均值 P/S
1.98
当前P/S
1.99
高估
2.47
低估
1.50

持有 NPB 的大户

N

North Reef Capital Management LP

+ 持有NPB

-2.39%

3个月收益率

A

Algebris (UK) Limited

+ 持有NPB

-4.80%

3个月收益率

事件时间线

2026-10-20 (ET)

17:00:00

Company Reports Q3 Revenue of $56.0M, Below Consensus

2026-10-06 (ET)

16:30:00

Dividend Payable on November 4, 2026

2026-08-28 (ET)

10:30:00

Northpointe Bancshares Appoints JB Long as COO

2026-07-21 (ET)

17:30:00

Q2 Net Charge-Offs Remain at $528,000

2026-04-21 (ET)

17:10:00

CEO Highlights Strong Growth in Mortgage Business

资讯

NPB 常见问题 —— 由 Alphio AI 解答

Northpointe Bancshares, Inc. is the holding company of Northpointe Bank, a client-focused company that provides home loans and retail banking products to communities across the nation. Its segments include Retail Banking and MPP. The MPP segment provides a collateralized mortgage purchase facility marketed to independent mortgage bankers nationwide. The Retail Banking segment provides a range of financial products and services to consumers nationwide. These include residential mortgages, all-in-one (AIO) equity loans, other consumer loans, and loan servicing, as well as various types of deposit products, including checking, savings and time deposit accounts. Its residential lending business provides a comprehensive range of financing options nationwide through two main channels: consumer direct and traditional retail. These channels combine the convenience of online, self-service platforms with the personalized service of an experienced residential mortgage loan officer. It operates in the Financials sector.

Given the current price of $15.52 and a forward P/E ratio of 0, Northpointe Bancshares Inc does not present a strong buying opportunity at this moment. The stock has seen a 6.90% decline year-to-date and has missed earnings expectations in Q2 2026 by $0.08, which may lead to further price pressure. However, the company has shown stable profitability with a net income of $21.7 million in Q2 2026, indicating potential for recovery. Investors should be cautious of the high debt-to-equity ratio of 266.40%, which poses a risk.

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本页仅供研究参考,不构成投资建议。模型可能出错。过往表现不代表未来结果。

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