National Bank Holdings Corp（NBHC）资讯与事件NBHCNational Bank Holdings Corp

Company Reports Q3 Revenue of $126.44M, Net Loss of $8.8M

Reports Q3 revenue $126.44M, consensus $134.31M. As previously announced, third quarter results were impacted by elevated provision expense related to specifically identified credits addressed during the quarter. Chief Executive Officer Tim Laney shared, "This was a deeply disappointing quarter. We reported a net loss of $8.8 million, driven primarily by $40.6 million of provision expense tied to a handful of specifically identified commercial credits, mainly in the franchise and healthcare industries. We take these credit events seriously and have made a series of both personnel and process improvements in these specific coverage areas of our business. To that end, none of these actions were driven by our regulators, and we will be relentless in our focus to meet the highest standards of credit risk management."

Company Sells Florida Banking Center, Reducing Assets by Approximately $200 Million

On October 24, 2026, the company said it entered into a definitive agreement to sell its Palm Beach, Florida banking center location, including the banking center's loans and deposits. The sale is expected to result in a reduction of the Bank's total assets of approximately $0.2 billion, including total loans of approximately $0.2 billion, and a reduction of total deposits of approximately $0.2 billion. The agreement provides for a deposit premium of 5.00%, subject to a minimum deposit premium of $8.8 million. The Bank expects to close the transaction in mid-2027.

Company Reports Q2 Tangible Book Value Per Share of $26.23

Reports Q2 tangible book value per share $26.23. Reports Q2 CET1 capital ratio12.29%. Reports Q2 net charge-offs .27%. In announcing these results, CEO Tim Laney shared, "We delivered solid second quarter results, with adjusted net income of $35.3 million and earnings of $0.78 per diluted share. Our teams generated record quarterly loan fundings of $926.9 million and 10% year-to-date annualized loan growth while maintaining strong credit quality, reflecting our prudent approach to growth. We grew our adjusted pre-provision net revenue 23% annualized compared to the first six months of the prior year and maintained a top quartile net interest margin through disciplined loan and deposit pricing."