Essent Group Ltd

Essent Group Ltd(ESNT)股票分析

$68.900

-0.365 (-0.53%)收盘时

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High
69.500
Open
69.500
VWAP
69.07
Vol
631.27K
Mkt Cap
5.96B
Low
68.800
Amount
43.60M
EV/EBITDA, TTM
7.11

Essent Group Ltd. is a Bermuda-based holding company. The Company, through its wholly owned subsidiaries, offers private mortgage insurance and reinsurance, and title insurance and settlement services to mortgage lenders, borrowers, and investors. Its business segment includes Mortgage Insurance. The Mortgage Insurance segment offers private mortgage insurance and reinsurance for mortgages secured by residential properties located in the US. The Company, through its wholly owned subsidiary, Essent Guaranty, Inc., offers mortgage insurance. Its Bermuda-based subsidiary, Essent Reinsurance Ltd., is a reinsurer that reinsures the United States (US) mortgage risk and provides underwriting consulting services to third-party reinsurers. Through its subsidiary, CUW Solutions, LLC, it offers mortgage insurance and provides contract underwriting services on a limited basis. It also offers other credit risk management solutions, including contract underwriting, to its customers.

AI analysis of Essent Group Ltd (ESNT)

buy

Essent Group Ltd is a good buy right now, as it has a current price of $68.90, a forward P/E ratio of 9.59 indicating it is undervalued compared to its peers, and a recent earnings surprise of 17.51% with EPS reported at 2.08. The main risk is the high customer concentration where the top ten clients account for 59% of new insurance written, which could significantly impact revenue if any major client is lost.

Analyst Ratings (12)

+1.31% upside
Buy
7 Buy
5 Hold
0 Sell
Current: 68.90
最低
65.00
平均
69.80
最高
75.00

Roth Capital

2026-08-10

目标价

$80

Buy

Barclays

2026-08-10

目标价

$65

Equal Weight

Keefe Bruyette

2026-06-25

目标价

$74

Outperform

Keefe Bruyette

2026-06-04

目标价

$73

Outperform

Roth Capital

2026-06-03

目标价

$65

Buy

估值指标

The current forward P/E ratio for Essent Group Ltd (ESNT) is 9.59, compared to its 5-year average forward P/E of 7.69.

Forward P/E

Overvalued
5Y Average P/E
7.69
Current P/E
9.59
高估
8.68
低估
6.70

Forward EV/EBITDA

Strongly Overvalued
5Y Average EV/EBITDA
0.92
Current EV/EBITDA
7.11
高估
3.26
低估
-1.43

Forward P/S

Fair
5Y Average P/S
4.55
Current P/S
4.43
高估
4.94
低估
4.16

Alphio AI Price Scenarios for ESNT

Scenario prices are the last monthly forecast band of the current year. Probabilities are fixed model weights (25 / 50 / 25), not guarantees.

B

Bull

Bull · 25%ESNT

$65.56

情景价格

B

Base

Base · 50%ESNT

$61.66

情景价格

B

Bear

Bear · 25%ESNT

$53.09

情景价格

Whales holding ESNT

P

Peregrine Capital Management, LLC

+ HoldingESNT

+6.74%

3M Return

C

Cooke & Bieler, L.P.

+ HoldingESNT

+2.18%

3M Return

ESNT FAQ — answered by Alphio AI

Essent Group Ltd. is a Bermuda-based holding company. The Company, through its wholly owned subsidiaries, offers private mortgage insurance and reinsurance, and title insurance and settlement services to mortgage lenders, borrowers, and investors. Its business segment includes Mortgage Insurance. The Mortgage Insurance segment offers private mortgage insurance and reinsurance for mortgages secured by residential properties located in the US. The Company, through its wholly owned subsidiary, Essent Guaranty, Inc., offers mortgage insurance. Its Bermuda-based subsidiary, Essent Reinsurance Ltd., is a reinsurer that reinsures the United States (US) mortgage risk and provides underwriting consulting services to third-party reinsurers. Through its subsidiary, CUW Solutions, LLC, it offers mortgage insurance and provides contract underwriting services on a limited basis. It also offers other credit risk management solutions, including contract underwriting, to its customers. It operates in the Financials sector (SURETY INSURANCE industry).

Essent Group Ltd is a good buy right now, as it has a current price of $68.90, a forward P/E ratio of 9.59 indicating it is undervalued compared to its peers, and a recent earnings surprise of 17.51% with EPS reported at 2.08. The main risk is the high customer concentration where the top ten clients account for 59% of new insurance written, which could significantly impact revenue if any major client is lost.

12 analysts cover ESNT: 7 rate it Buy, 5 Hold and 0 Sell. The average price target is 69.80.

本页仅供研究参考,不构成投资建议。模型可能出错。过往表现不代表未来结果。

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