Enova International Inc

Enova International Inc(ENVA)股票分析

$177.520

+3.408 (+1.92%)收盘时

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最高
178.310
开盘
175.020
成交量加权均价
176.30
成交量
231.79K
市值
1.63B
最低
173.085
成交额
40.87M
企业价值/息税折旧摊销前利润(TTM)
6.64

Enova International, Inc. is an online financial services company that serves small businesses and consumers. The Company's online financing products and services provide customers with a deposit of funds to their bank account in exchange for a commitment to repay the amount deposited plus fees and/or interest. Its products and services include consumer installment loans, small business installment loans, consumer line of credit accounts, small business line of credit accounts, CSO program, bank programs, and money transfer business. It provides its services in the United States and Brazil. In the United States it markets its financing products under the names CashNetUSA at www.cashnetusa.com, NetCredit at www.netcredit.com, OnDeck at www.ondeck.com and Headway Capital at www.headwaycapital.com, and it markets its money transfer platform under the name Pangea. In Brazil, it operates under the name Simplic, where it arranges unsecured consumer installment loans for a third-party lender.

AI 分析 of Enova International Inc (ENVA)

持有

Enova International Inc is currently not a strong buy due to recent price volatility and analyst downgrades. The current price is $178.07, and while the company projects a revenue growth of 20% to 25% for 2026, the stock has recently dropped over 25% following the withdrawal of its banking license applications. This significant drop indicates market uncertainty and investor concern about future growth prospects, especially with a high debt-to-equity ratio of 334.91%.

分析师评级(5)

-0.20% 下跌空间
买入
5 买入
0 持有
0 卖出
当前: 177.52
最低
150.00
平均
177.17
最高
199.00

Jefferies

2026-10-07

目标价

$275

买入

Stephens

2026-09-17

目标价

$205

增持

TD Cowen

2026-09-15

目标价

$220

买入

Citizens

2026-09-15

目标价

$215

跑赢大盘

Seaport Research

2026-07-27

目标价

$283

买入

估值指标

Enova International Inc(ENVA)当前预期市盈率为 8.33,5 年平均预期市盈率为 7.70。

预期市盈率

合理
5 年均值 P/E
7.70
当前P/E
8.33
高估
9.91
低估
5.49

预期 EV/EBITDA

低估
5 年均值 EV/EBITDA
8.94
当前EV/EBITDA
6.64
高估
10.88
低估
7.00

预期市销率

合理
5 年均值 P/S
0.78
当前P/S
0.96
高估
0.97
低估
0.59

Alphio AI 对 ENVA 的价格情景

情景价格取自当年最后一个月度预测区间。概率为固定的模型权重(25 / 50 / 25),不构成保证。

乐

乐观

乐观 · 25%ENVA

$108.47

情景价格

基

基准

基准 · 50%ENVA

$100.39

情景价格

悲

悲观

悲观 · 25%ENVA

$76.86

情景价格

持有 ENVA 的大户

B

Bridgeway Capital Management, LLC

+ 持有ENVA

+3.83%

3个月收益率

A

Applied Finance Advisors, LLC

+ 持有ENVA

-1.66%

3个月收益率

P

Punch & Associates Investment Management, Inc.

+ 持有ENVA

-4.57%

3个月收益率

D

Divisadero Street Capital Management, LP

+ 持有ENVA

-13.75%

3个月收益率

事件时间线

2026-09-15 (ET)

16:30:00

Stocks Decline as U.S. 10-Year Treasury Yield Hits 5%

12:30:00

Enova Shares Drop 25.1% to $169.88

12:00:00

Stocks Decline as Bond Yields Rise

10:30:00

Enova Shares Drop 24.9% to $170.27

09:00:00

Stock Futures Lower Ahead of Fed Policy Meeting

资讯

ENVA 常见问题 —— 由 Alphio AI 解答

Enova International, Inc. is an online financial services company that serves small businesses and consumers. The Company's online financing products and services provide customers with a deposit of funds to their bank account in exchange for a commitment to repay the amount deposited plus fees and/or interest. Its products and services include consumer installment loans, small business installment loans, consumer line of credit accounts, small business line of credit accounts, CSO program, bank programs, and money transfer business. It provides its services in the United States and Brazil. In the United States it markets its financing products under the names CashNetUSA at www.cashnetusa.com, NetCredit at www.netcredit.com, OnDeck at www.ondeck.com and Headway Capital at www.headwaycapital.com, and it markets its money transfer platform under the name Pangea. In Brazil, it operates under the name Simplic, where it arranges unsecured consumer installment loans for a third-party lender. It operates in the Financials sector (PERSONAL CREDIT INSTITUTIONS industry).

Enova International Inc is currently not a strong buy due to recent price volatility and analyst downgrades. The current price is $178.07, and while the company projects a revenue growth of 20% to 25% for 2026, the stock has recently dropped over 25% following the withdrawal of its banking license applications. This significant drop indicates market uncertainty and investor concern about future growth prospects, especially with a high debt-to-equity ratio of 334.91%.

5 analysts cover ENVA: 5 rate it Buy, 0 Hold and 0 Sell. The average price target is 177.17.

0xLunarbazaar2026/9/14

$ENVA Enova withdraws application for proposed acquisition of Grasshopper Bancorp Enova International announced that it has withdrawn its applications with the Office of the Comptroller of the Currency and the Board of Governors of the Federal Reserve System related to the proposed acquisition of Grasshopper Bancorp. Throughout the application process, Enova has worked constructively and transparently with regulators, responding promptly and fully to requests and building an application that Enova believes satisfies the statutory criteria for approval. "After a thorough evaluation, we are confident that withdrawing our applications is the best decision for Enova and our shareholders. Bank regulatory guidelines and attitudes have not kept pace with the realities of meeting the credit needs of tens of millions of consumers and small businesses underserved by traditional banks. Regulators do not have clear standards for nonbanks that want to become banks and that serve customers whose credit needs today are met mostly outside of the banking system. Without clearly articulated standards, the process is susceptible to political pressure and outside advocacy, rather than being guided strictly by the statutory factors that should govern it," said Steve Cunningham, Enova's CEO.

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本页仅供研究参考,不构成投资建议。模型可能出错。过往表现不代表未来结果。

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