Western Union Co

Western Union Co (WU) Stock Analysis

$7.240

+0.030 (+0.42%)At close

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High
7.300
Open
7.220
VWAP
7.25
Vol
6.77M
Mkt Cap
4.06B
Low
7.200
Amount
49.05M
EV/EBITDA, TTM
4.42

The Western Union Company is a provider of cross-border, cross-currency money movement, payments, and digital financial services, empowering consumers, businesses, financial institutions, and governments. Its segments include Consumer Money Transfer and Consumer Services. The Consumer Money Transfer segment facilitates money transfers, which are primarily sent from its retail agent and owned locations worldwide or through Websites and mobile devices. Its money transfer service is provided through one interconnected global network. This service is available for international cross-border transfers and, in certain countries, intra-country transfers. The Consumer Services segment includes the Company’s bill payment services, money order services, retail foreign exchange services, media network, prepaid cards, lending partnerships, and digital wallets. The Company provides its services primarily through a network of agent locations in more than 200 countries and territories.

AI analysis of Western Union Co (WU)

sell

Western Union is not a good buy right now due to significant challenges. The current price is $7.24, which is above the recent analyst targets of $6 to $7, indicating potential downside. The company's operating margin has dropped from 19% to 13%, and there is a concerning trend of insider selling increasing by 223.45% over the last month, suggesting a lack of confidence from insiders.

Analyst Ratings (22)

+24.31% upside
Hold
4 Buy
10 Hold
8 Sell
Current: 7.24
Low
7.00
Average
9.00
High
10.00

Cantor Fitzgerald

2026-08-03

Price Target

$7

Underweight

Citi

2026-08-03

Price Target

$7

Neutral

Monness Crespi

2026-07-31

Price Target

$6

Sell

Susquehanna

2026-07-31

Price Target

$8

Neutral

Barclays

2026-07-31

Price Target

$6

Underweight

Valuation Metrics

The current forward P/E ratio for Western Union Co (WU) is 5.04, compared to its 5-year average forward P/E of 7.13.

Forward P/E

Undervalued
5Y Average P/E
7.13
Current P/E
5.04
Overvalued
9.00
Undervalued
5.26

Forward EV/EBITDA

Fair
5Y Average EV/EBITDA
5.63
Current EV/EBITDA
4.42
Overvalued
7.22
Undervalued
4.03

Forward P/S

Undervalued
5Y Average P/S
1.05
Current P/S
0.52
Overvalued
1.37
Undervalued
0.72

Alphio AI Price Scenarios for WU

Scenario prices are the last monthly forecast band of the current year. Probabilities are fixed model weights (25 / 50 / 25), not guarantees.

B

Bull

Bull · 25%WU

$10.50

Scenario price

B

Base

Base · 50%WU

$9.40

Scenario price

B

Bear

Bear · 25%WU

$9.37

Scenario price

Whales holding WU

A

Algebris (UK) Limited

+ HoldingWU

+13.05%

3M Return

Events Timeline

2026-08-14 (ET)

12:00:00

Major Averages Broadly Lower Near Noon

2026-08-12 (ET)

09:00:00

Significant Increases in Borrow Rates for Liquid Options

2026-08-04 (ET)

13:30:00

Takeover Rumor Surrounds Western Union

08:00:00

Western Union and Rain Launch Stablecard

2026-07-31 (ET)

10:00:00

Western Union Pauses Share Buyback Program

News

WU FAQ — answered by Alphio AI

The Western Union Company is a provider of cross-border, cross-currency money movement, payments, and digital financial services, empowering consumers, businesses, financial institutions, and governments. Its segments include Consumer Money Transfer and Consumer Services. The Consumer Money Transfer segment facilitates money transfers, which are primarily sent from its retail agent and owned locations worldwide or through Websites and mobile devices. Its money transfer service is provided through one interconnected global network. This service is available for international cross-border transfers and, in certain countries, intra-country transfers. The Consumer Services segment includes the Company’s bill payment services, money order services, retail foreign exchange services, media network, prepaid cards, lending partnerships, and digital wallets. The Company provides its services primarily through a network of agent locations in more than 200 countries and territories. It operates in the Industrials sector (SERVICES-BUSINESS SERVICES, NEC industry).

Western Union is not a good buy right now due to significant challenges. The current price is $7.24, which is above the recent analyst targets of $6 to $7, indicating potential downside. The company's operating margin has dropped from 19% to 13%, and there is a concerning trend of insider selling increasing by 223.45% over the last month, suggesting a lack of confidence from insiders.

22 analysts cover WU: 4 rate it Buy, 10 Hold and 8 Sell. The average price target is 9.00.

This page is for research only and is not investment advice. Models can be wrong. Past performance does not guarantee future results.

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