Waterstone Financial Inc

Waterstone Financial Inc (WSBF) Stock Analysis

$21.070

0.000 (0.00%)At close

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High
21.410
Open
21.010
VWAP
21.16
Vol
63.52K
Mkt Cap
246.14M
Low
21.000
Amount
1.34M
EV/EBITDA, TTM
45.82

Waterstone Financial, Inc. is the savings and loan holding company for WaterStone Bank SSB (the Bank). The Bank offers a comprehensive suite of personal and business banking products and operates approximately 14 branch locations across southeastern Wisconsin. Its segments include community banking and mortgage banking. The community banking segment provides consumer and business banking products and services to customers. Consumer products include loan products, deposit products, and personal investment services. Business banking products include loans for working capital, inventory and general corporate use, commercial real estate construction loans, and deposit accounts. The mortgage banking segment operates through Waterstone Mortgage Corporation, which consists of originating residential mortgage loans primarily for sale in the secondary market. It has nine branch offices in Milwaukee County, four branch offices in Waukesha County and one branch office in Washington County.

AI analysis of Waterstone Financial Inc (WSBF)

buy

Waterstone Financial Inc appears to be a good buy right now, with a current price of $21.07 and a forward P/E ratio of 20.70, indicating potential for growth. The recent earnings report showed a GAAP EPS of $0.49, reflecting a solid performance and a year-over-year revenue increase of 5.8%. However, the main risk is the company's debt to equity ratio of 117.34%, which could impact financial stability if not managed carefully.

Analyst Ratings (1)

Hold
0 Buy
1 Hold
0 Sell
Current: 21.07
Low
Average
High

Valuation Metrics

The current forward P/E ratio for Waterstone Financial Inc (WSBF) is 20.70, compared to its 5-year average forward P/E of 16.05.

Forward P/E

Overvalued
5Y Average P/E
16.05
Current P/E
20.70
Overvalued
19.58
Undervalued
12.51

Forward EV/EBITDA

Strongly Overvalued
5Y Average EV/EBITDA
7.15
Current EV/EBITDA
45.82
Overvalued
25.69
Undervalued
-11.39

Forward P/S

Strongly Overvalued
5Y Average P/S
2.69
Current P/S
7.52
Overvalued
4.34
Undervalued
1.05

Events Timeline

2026-04-27 (ET)

16:10:00

Waterstone Financial Authorizes Repurchase of 2,148,285 Shares

2026-03-17 (ET)

16:30:00

Waterstone Financial Declares Quarterly Cash Dividend of 17 Cents

2024-10-22 (ET)

16:04:11

Waterstone Financial reports Q3 EPS 26c vs. 16c last year

News

WSBF FAQ — answered by Alphio AI

Waterstone Financial, Inc. is the savings and loan holding company for WaterStone Bank SSB (the Bank). The Bank offers a comprehensive suite of personal and business banking products and operates approximately 14 branch locations across southeastern Wisconsin. Its segments include community banking and mortgage banking. The community banking segment provides consumer and business banking products and services to customers. Consumer products include loan products, deposit products, and personal investment services. Business banking products include loans for working capital, inventory and general corporate use, commercial real estate construction loans, and deposit accounts. The mortgage banking segment operates through Waterstone Mortgage Corporation, which consists of originating residential mortgage loans primarily for sale in the secondary market. It has nine branch offices in Milwaukee County, four branch offices in Waukesha County and one branch office in Washington County. It operates in the Financials sector (SAVINGS INSTITUTION, FEDERALLY CHARTERED industry).

Waterstone Financial Inc appears to be a good buy right now, with a current price of $21.07 and a forward P/E ratio of 20.70, indicating potential for growth. The recent earnings report showed a GAAP EPS of $0.49, reflecting a solid performance and a year-over-year revenue increase of 5.8%. However, the main risk is the company's debt to equity ratio of 117.34%, which could impact financial stability if not managed carefully.

1 analysts cover WSBF: 0 rate it Buy, 1 Hold and 0 Sell.

This page is for research only and is not investment advice. Models can be wrong. Past performance does not guarantee future results.

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