Waterdrop Inc

Waterdrop Inc (WDH) Stock Analysis

$1.020

+0.010 (+0.99%)At close

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High
1.020
Open
1.000
VWAP
1.01
Volume
158.92K
Mkt Cap
405.83M
Low
1.000
Amount
161.04K
EV/EBITDA, TTM
-1.92

Waterdrop Inc is a holding company principally engaged in the provision of insurance and healthcare service. The Company mainly operates through three segments. The Insurance segment is primarily engaged in the provision of insurance brokerage service, such as health and life insurance products, as well as technical service. The Crowdfunding segment is primarily engaged in the provision of crowdfunding service. The Others segment include online sale of health products, and the provision of digital multichannel marketing solution and others.

AI analysis of Waterdrop Inc (WDH)

Buy

Waterdrop Inc is a good buy right now due to its strong revenue growth and low valuation metrics. The current price is 1.01, and the company reported a remarkable 72.8% year-over-year revenue increase in Q2 2026, reaching RMB 1.448 billion. Additionally, the forward P/E ratio is 0, indicating that the stock is undervalued compared to its earnings potential. The main risk is the declining net profit, which was RMB 126 million in Q2 2026, down 10.3% year-over-year, but the company has maintained profitability for 18 consecutive quarters, showing resilience.

Valuation Metrics

The current forward P/E ratio for Waterdrop Inc (WDH) is 0.00, compared to its 5-year average forward P/E of 10.02.

Forward P/E

Undervalued
5Y Average P/E
10.02
Current P/E
0.00
Overvalued
17.61
Undervalued
2.42

Forward EV/EBITDA

Fair
5Y Average EV/EBITDA
2.31
Current EV/EBITDA
-1.92
Overvalued
7.18
Undervalued
-2.57

Forward P/S

Undervalued
5Y Average P/S
1.15
Current P/S
0.05
Overvalued
1.86
Undervalued
0.44

Alphio AI Price Scenarios for WDH

Scenario prices are the last monthly forecast band of the current year. Probabilities are fixed model weights (25 / 50 / 25), not guarantees.

B

Bull

Bull · 25%WDH

$1.80

Scenario price

B

Base

Base · 50%WDH

$1.59

Scenario price

B

Bear

Bear · 25%WDH

$1.31

Scenario price

Whales holding WDH

I

IDG Capital

+ HoldingWDH

+4.56%

3M Return

Events Timeline

2026-09-08 (ET)

06:30:00

Company Approves Share Repurchase Program Worth Up to $50M

06:30:00

Board Approves Cash Dividend of 3c per ADS

2026-06-16 (ET)

08:30:00

Company Reports Q1 Revenue of RMB 1.24B, Up 64%

2025-09-04 (ET)

08:19:27

Waterdrop Announces 23.9% Year-on-Year Revenue Growth in Q2, Reaching RMB838.0 Million

2025-06-05 (ET)

07:24:50

Waterdrop reports Q1 EPS RMB0.03 vs. RMB0.02 last year

News

WDH FAQ — answered by Alphio AI

Waterdrop Inc is a holding company principally engaged in the provision of insurance and healthcare service. The Company mainly operates through three segments. The Insurance segment is primarily engaged in the provision of insurance brokerage service, such as health and life insurance products, as well as technical service. The Crowdfunding segment is primarily engaged in the provision of crowdfunding service. The Others segment include online sale of health products, and the provision of digital multichannel marketing solution and others. It operates in the Financials sector (INSURANCE AGENTS, BROKERS, AND SERVICE industry).

Waterdrop Inc is a good buy right now due to its strong revenue growth and low valuation metrics. The current price is 1.01, and the company reported a remarkable 72.8% year-over-year revenue increase in Q2 2026, reaching RMB 1.448 billion. Additionally, the forward P/E ratio is 0, indicating that the stock is undervalued compared to its earnings potential. The main risk is the declining net profit, which was RMB 126 million in Q2 2026, down 10.3% year-over-year, but the company has maintained profitability for 18 consecutive quarters, showing resilience.

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This page is for research only and is not investment advice. Models can be wrong. Past performance does not guarantee future results.

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