WaFd Inc

WaFd Inc (WAFD) Stock Analysis

$29.450

+0.551 (+1.87%)At close

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High
29.580
Open
29.210
VWAP
29.31
Volume
1.27M
Mkt Cap
2.24B
Low
28.900
Amount
37.31M
EV/EBITDA, TTM
5.56

WaFd, Inc. is a bank holding company that conducts its primary business, through its subsidiary, WaFd Bank. WaFd Bank is a federally insured Washington state chartered commercial bank doing business as WaFd Bank (the Bank). The Bank is engaged in providing lending, depository, insurance, and other banking services to consumers, mid-sized to large businesses, and owners and developers of commercial real estate. The Bank's business consists primarily of accepting deposits from the public and investing these funds in loans of various types, including first-lien mortgages on single-family dwellings, construction loans, loans on multifamily, commercial real estate and other income-producing properties, home equity loans and business loans. The Bank invests in certain United States government and agency obligations and other investments. The Bank has approximately 208 branches located in Washington, Oregon, Idaho, Arizona, Utah, Nevada, New Mexico, and Texas.

AI analysis of WaFd Inc (WAFD)

Hold

Currently, WaFd Inc. is not a strong buy due to its low RSI of 28.917, indicating it is oversold, but the forward P/E ratio of 13.55 suggests it may be undervalued. The recent merger announcement could provide long-term growth potential, but the recent 5-day price change of -4.45% raises concerns about short-term performance.

Analyst Ratings (5)

+6.96% upside
Hold
0 Buy
5 Hold
0 Sell
Current: 29.45
Low
30.00
Average
31.50
High
33.50

Piper Sandler

2026-10-01

Price Target

$32

Neutral

DA Davidson

2026-07-20

Price Target

$40

Neutral

Piper Sandler

2026-04-20

Price Target

$36

Neutral

Keefe Bruyette

2026-04-09

Price Target

$35

Market Perform

Keefe Bruyette

2026-01-20

Price Target

$34

Market Perform

Valuation Metrics

The current forward P/E ratio for WaFd Inc (WAFD) is 13.55, compared to its 5-year average forward P/E of 10.41.

Forward P/E

Overvalued
5Y Average P/E
10.41
Current P/E
13.55
Overvalued
12.43
Undervalued
8.40

Forward EV/EBITDA

Fair
5Y Average EV/EBITDA
3.53
Current EV/EBITDA
5.56
Overvalued
13.57
Undervalued
-6.50

Forward P/S

Strongly Undervalued
5Y Average P/S
2.97
Current P/S
1.17
Overvalued
3.48
Undervalued
2.47

Alphio AI Price Scenarios for WAFD

Scenario prices are the last monthly forecast band of the current year. Probabilities are fixed model weights (25 / 50 / 25), not guarantees.

B

Bull

Bull · 25%WAFD

$31.66

Scenario price

B

Base

Base · 50%WAFD

$29.81

Scenario price

B

Bear

Bear · 25%WAFD

$24.66

Scenario price

Whales holding WAFD

S

Systematic Financial Management LP

+ HoldingWAFD

-8.76%

3M Return

Events Timeline

2026-09-07 (ET)

18:00:00

EverBank and WaFd Enter into Merger Agreement

2026-07-16 (ET)

17:30:00

WaFd Reports 15% Year-over-Year EPS Growth in Q3

2026-04-16 (ET)

17:10:00

CEO: Despite Uncertainty, Q2 Revenue Reaches $197.4 Million

2026-02-03 (ET)

17:10:00

WaFd Increases Share Repurchase Authorization to 10 Million Shares

2026-01-16 (ET)

16:30:00

S&P 500 Dips to 6940.01 Amid Mixed Earnings

News

WAFD FAQ — answered by Alphio AI

WaFd, Inc. is a bank holding company that conducts its primary business, through its subsidiary, WaFd Bank. WaFd Bank is a federally insured Washington state chartered commercial bank doing business as WaFd Bank (the Bank). The Bank is engaged in providing lending, depository, insurance, and other banking services to consumers, mid-sized to large businesses, and owners and developers of commercial real estate. The Bank's business consists primarily of accepting deposits from the public and investing these funds in loans of various types, including first-lien mortgages on single-family dwellings, construction loans, loans on multifamily, commercial real estate and other income-producing properties, home equity loans and business loans. The Bank invests in certain United States government and agency obligations and other investments. The Bank has approximately 208 branches located in Washington, Oregon, Idaho, Arizona, Utah, Nevada, New Mexico, and Texas. It operates in the Financials sector (NATIONAL COMMERCIAL BANKS industry).

Currently, WaFd Inc. is not a strong buy due to its low RSI of 28.917, indicating it is oversold, but the forward P/E ratio of 13.55 suggests it may be undervalued. The recent merger announcement could provide long-term growth potential, but the recent 5-day price change of -4.45% raises concerns about short-term performance.

5 analysts cover WAFD: 0 rate it Buy, 5 Hold and 0 Sell. The average price target is 31.50.

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This page is for research only and is not investment advice. Models can be wrong. Past performance does not guarantee future results.

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