Westamerica Bancorp (WABC) FinancialsWABCWestamerica Bancorp

Evaluating the bottom line, Westamerica Bancorp maintains a gross margin of N/A. This metric reflects the company's pricing power and manufacturing efficiency. Further down the income statement, the operating margin stands at 61.97%, while the net margin is 46.20%. These profitability ratios, combined with a Return on Equity (ROE) of 12.49%, provide a clear picture of how effectively WABC converts its operational activities into shareholder value.

In the context of the broader market, WABC competes directly with industry leaders such as TMP and BHRB. With a market capitalization of $1.37B, it holds a significant position in the sector. When comparing efficiency, WABC's gross margin of N/A stands against TMP's N/A and BHRB's N/A. Such benchmarking helps identify whether Westamerica Bancorp is trading at a premium or discount relative to its financial performance.

Westamerica's revenue has shown a declining trend, with Q2 2026 revenue at $58.87 million, down from $62.67 million in Q2 2025. Net income has also decreased, with Q2 2026 net income at $27.39 million, down from $29.07 million in the previous year. Despite this, the company maintains a solid net margin of 46.20% and a return on equity (ROE) of 12.49%.