Valley National Bancorp

Valley National Bancorp (VLY) Stock Analysis

$12.660

-0.090 (-0.71%)At close

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High
12.990
Open
12.750
VWAP
12.76
Volume
5.70M
Mkt Cap
—
Low
12.625
Amount
72.69M
EV/EBITDA, TTM
7.32

Valley National Bancorp is a bank holding company and a financial holding company. The Company's principal subsidiary is Valley National Bank. Its segments include Consumer Banking, Commercial Banking and Treasury and Corporate Other. The Consumer Banking comprises residential mortgages and automobile loans, and to a lesser extent, secured personal lines of credit, home equity loans and other consumer loans. Consumer Banking also includes the wealth management and insurance services division, comprised of asset management advisory, brokerage, trust, personal and title insurance, tax credit advisory services, and international and domestic private banking businesses. The Commercial Banking comprises floating rate and adjustable rate commercial and industrial loans and construction loans, and adjustable and fixed-rate owner-occupied and commercial real estate loans. It also offers niche financial services, including loan and deposit products for homeowners' associations and others.

AI analysis of Valley National Bancorp (VLY)

Buy

Valley National Bancorp is a good buy right now due to its current price of $12.66 being significantly below the average analyst price target of $16.5, indicating a potential upside of approximately 30%. Additionally, the forward P/E ratio of 8.42 suggests the stock is undervalued compared to its earnings potential, while the recent merger agreement is expected to enhance market competitiveness and profitability. However, a risk to consider is the recent 20-day price change of -6.84%, indicating some volatility in the short term.

Analyst Ratings (9)

+10.58% upside
Hold
3 Buy
6 Hold
0 Sell
Current: 12.66
Low
12.00
Average
14.00
High
15.00

Keefe Bruyette

2026-10-06

Price Target

$17

Market Perform

JPMorgan

2026-10-01

Price Target

$17

Overweight

Morgan Stanley

2026-09-28

Price Target

$16

Equal Weight

Morgan Stanley

2026-09-08

Price Target

$17

Equal Weight

JPMorgan

2026-07-24

Price Target

$17

Overweight

Valuation Metrics

The current forward P/E ratio for Valley National Bancorp (VLY) is 8.42, compared to its 5-year average forward P/E of 9.68.

Forward P/E

Fair
5Y Average P/E
9.68
Current P/E
8.42
Overvalued
11.30
Undervalued
8.06

Forward EV/EBITDA

Fair
5Y Average EV/EBITDA
2.04
Current EV/EBITDA
7.32
Overvalued
7.45
Undervalued
-3.37

Forward P/S

Fair
5Y Average P/S
2.69
Current P/S
2.66
Overvalued
3.14
Undervalued
2.25

Alphio AI Price Scenarios for VLY

Scenario prices are the last monthly forecast band of the current year. Probabilities are fixed model weights (25 / 50 / 25), not guarantees.

B

Bull

Bull · 25%VLY

$11.29

Scenario price

B

Base

Base · 50%VLY

$10.58

Scenario price

B

Bear

Bear · 25%VLY

$8.85

Scenario price

Whales holding VLY

L

Leeward Investments, LLC

+ HoldingVLY

-1.14%

3M Return

F

Freestone Grove Partners LP

+ HoldingVLY

-1.44%

3M Return

A

Azora Capital LP

+ HoldingVLY

-3.21%

3M Return

B

Basswood Capital Management, L.L.C.

+ HoldingVLY

-10.25%

3M Return

A

Arthur J. Gallagher & Co.

+ HoldingVLY

-10.93%

3M Return

VLY FAQ — answered by Alphio AI

Valley National Bancorp is a bank holding company and a financial holding company. The Company's principal subsidiary is Valley National Bank. Its segments include Consumer Banking, Commercial Banking and Treasury and Corporate Other. The Consumer Banking comprises residential mortgages and automobile loans, and to a lesser extent, secured personal lines of credit, home equity loans and other consumer loans. Consumer Banking also includes the wealth management and insurance services division, comprised of asset management advisory, brokerage, trust, personal and title insurance, tax credit advisory services, and international and domestic private banking businesses. The Commercial Banking comprises floating rate and adjustable rate commercial and industrial loans and construction loans, and adjustable and fixed-rate owner-occupied and commercial real estate loans. It also offers niche financial services, including loan and deposit products for homeowners' associations and others. It operates in the Financials sector (NATIONAL COMMERCIAL BANKS industry).

Valley National Bancorp is a good buy right now due to its current price of $12.66 being significantly below the average analyst price target of $16.5, indicating a potential upside of approximately 30%. Additionally, the forward P/E ratio of 8.42 suggests the stock is undervalued compared to its earnings potential, while the recent merger agreement is expected to enhance market competitiveness and profitability. However, a risk to consider is the recent 20-day price change of -6.84%, indicating some volatility in the short term.

9 analysts cover VLY: 3 rate it Buy, 6 Hold and 0 Sell. The average price target is 14.00.

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This page is for research only and is not investment advice. Models can be wrong. Past performance does not guarantee future results.

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