Univest Financial Corp

Univest Financial Corp (UVSP) Stock Analysis

$41.570

-0.121 (-0.29%)At close

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High
41.950
Open
41.700
VWAP
41.68
Vol
154.06K
Mkt Cap
649.83M
Low
41.510
Amount
6.42M
EV/EBITDA, TTM
10.35

Univest Financial Corporation is a bank holding company for Univest Bank and Trust Co. (the Bank). The Company and its subsidiaries provide a full range of financial solutions for individuals, businesses, municipalities and nonprofit organizations primarily in the Mid-Atlantic Region. Its segments include Banking, Wealth Management and Insurance. The Banking segment provides financial services to individuals, businesses, municipalities and non-profit organizations. These services include a full range of banking services such as deposit taking, loan origination and servicing, mortgage banking, other general banking services and equipment lease financing. The Wealth Management segment offers investment advisory, financial planning and trust and brokerage services. The Insurance segment includes a full-service insurance brokerage agency offering commercial property and casualty insurance, employee benefit solutions, personal insurance lines and human resources consulting.

AI analysis of Univest Financial Corp (UVSP)

hold

Currently, Univest Financial Corp (UVSP) is trading at $41.57, with a forward P/E ratio of 13.02 and a year-to-date change of +28.78%. While the stock has shown strong growth this year, the recent earnings report indicated a GAAP EPS of $0.82, which missed expectations by $0.05. This suggests some volatility in profitability and raises concerns about future performance. Additionally, the RSI is at 29.7, indicating that the stock may be oversold, but the overall sentiment remains cautious due to disappointing revenue growth. Therefore, it may be prudent to hold rather than buy at this moment, as the stock is currently experiencing some challenges despite its strong performance earlier this year.

Analyst Ratings (3)

-18.21% downside
Hold
1 Buy
2 Hold
0 Sell
Current: 41.57
Low
34.00
Average
34.00
High
34.00

Keefe Bruyette

2026-07-24

Price Target

$47

Market Perform

Keefe Bruyette

2026-04-24

Price Target

$40

Market Perform

Keefe Bruyette

2026-02-03

Price Target

$36

Market Perform

Piper Sandler

2025-12-03

Price Target

$34

Neutral

Keefe Bruyette

2025-10-24

Price Target

$34

Market Perform

Valuation Metrics

The current forward P/E ratio for Univest Financial Corp (UVSP) is 13.02, compared to its 5-year average forward P/E of 10.82.

Forward P/E

Overvalued
5Y Average P/E
10.82
Current P/E
13.02
Overvalued
12.35
Undervalued
9.29

Forward EV/EBITDA

Strongly Overvalued
5Y Average EV/EBITDA
1.14
Current EV/EBITDA
10.35
Overvalued
4.09
Undervalued
-1.81

Forward P/S

Overvalued
5Y Average P/S
2.56
Current P/S
3.11
Overvalued
3.00
Undervalued
2.12

Alphio AI Price Scenarios for UVSP

Scenario prices are the last monthly forecast band of the current year. Probabilities are fixed model weights (25 / 50 / 25), not guarantees.

B

Bull

Bull · 25%UVSP

$41.84

Scenario price

B

Base

Base · 50%UVSP

$35.76

Scenario price

B

Bear

Bear · 25%UVSP

$32.83

Scenario price

Events Timeline

2026-07-22 (ET)

17:00:00

Company Reports Q2 Tangible Book Value Per Share of $28.16

2026-04-22 (ET)

16:40:00

Company Reports Q1 Tangible Book Value Per Share of $27.71

16:40:00

Univest Declares Quarterly Cash Dividend of 23 Cents per Share

2026-01-28 (ET)

17:00:00

Q4 Revenue Reaches $84.5M, Exceeds Expectations

2025-10-22 (ET)

16:19:17

Univest announces Q3 adjusted EPS of 89 cents, surpassing estimates of 76 cents.

News

UVSP FAQ — answered by Alphio AI

Univest Financial Corporation is a bank holding company for Univest Bank and Trust Co. (the Bank). The Company and its subsidiaries provide a full range of financial solutions for individuals, businesses, municipalities and nonprofit organizations primarily in the Mid-Atlantic Region. Its segments include Banking, Wealth Management and Insurance. The Banking segment provides financial services to individuals, businesses, municipalities and non-profit organizations. These services include a full range of banking services such as deposit taking, loan origination and servicing, mortgage banking, other general banking services and equipment lease financing. The Wealth Management segment offers investment advisory, financial planning and trust and brokerage services. The Insurance segment includes a full-service insurance brokerage agency offering commercial property and casualty insurance, employee benefit solutions, personal insurance lines and human resources consulting. It operates in the Financials sector (STATE COMMERCIAL BANKS industry).

Currently, Univest Financial Corp (UVSP) is trading at $41.57, with a forward P/E ratio of 13.02 and a year-to-date change of +28.78%. While the stock has shown strong growth this year, the recent earnings report indicated a GAAP EPS of $0.82, which missed expectations by $0.05. This suggests some volatility in profitability and raises concerns about future performance. Additionally, the RSI is at 29.7, indicating that the stock may be oversold, but the overall sentiment remains cautious due to disappointing revenue growth. Therefore, it may be prudent to hold rather than buy at this moment, as the stock is currently experiencing some challenges despite its strong performance earlier this year.

3 analysts cover UVSP: 1 rate it Buy, 2 Hold and 0 Sell. The average price target is 34.00.

This page is for research only and is not investment advice. Models can be wrong. Past performance does not guarantee future results.

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