Unum Group

Unum Group (UNM) Stock Analysis

$90.250

+1.101 (+1.22%)At close

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High
90.270
Open
89.690
VWAP
89.80
Volume
1.65M
Mkt Cap
9.60B
Low
88.870
Amount
147.85M
EV/EBITDA, TTM
11.15

Unum Group is a provider of financial protection benefits in the United States and the United Kingdom. The Company offers disability, life, accident, critical illness, dental and vision, and other related services. Its segments include Unum US, Unum International, and Colonial Life. The Unum US segment comprises group disability, group life and accidental death and dismemberment, and supplemental and voluntary lines of business. It includes long-term and short-term disability, medical stop-loss, and fee-based service products. The Unum International segment includes insurance for group long-term disability, group life, and supplemental lines of business which include dental, individual disability, and critical illness products. The Colonial Life segment includes the accident, sickness, and disability product line, life product line, and cancer and critical illness product line. Its products are marketed to employees, on both a group and an individual basis.

AI analysis of Unum Group (UNM)

Hold

Unum Group is currently a hold. The stock is priced at $90.28, which is below the average analyst target of $92 to $109, indicating potential upside. However, the RSI is at 32.944, suggesting it is oversold, and the recent earnings guidance has been cautious, with a full-year EPS estimate of $8.60 to $8.90, which is below market expectations. The main risk is the cautious full-year guidance, which may impact investor confidence.

Analyst Ratings (13)

+4.16% upside
Hold
3 Buy
7 Hold
3 Sell
Current: 90.25
Low
85.00
Average
94.00
High
115.00

BofA

2026-10-12

Price Target

$92

Neutral

Barclays

2026-10-07

Price Target

$109

Overweight

Morgan Stanley

2026-08-24

Price Target

$92

Equal Weight

JPMorgan

2026-08-03

Price Target

$98

Neutral

JPMorgan

2026-07-21

Price Target

$101

Neutral

Valuation Metrics

The current forward P/E ratio for Unum Group (UNM) is 8.49, compared to its 5-year average forward P/E of 6.93.

Forward P/E

Overvalued
5Y Average P/E
6.93
Current P/E
8.49
Overvalued
8.23
Undervalued
5.62

Forward EV/EBITDA

Overvalued
5Y Average EV/EBITDA
2.04
Current EV/EBITDA
11.15
Overvalued
6.64
Undervalued
-2.56

Forward P/S

Overvalued
5Y Average P/S
0.80
Current P/S
1.11
Overvalued
1.01
Undervalued
0.60

Alphio AI Price Scenarios for UNM

Scenario prices are the last monthly forecast band of the current year. Probabilities are fixed model weights (25 / 50 / 25), not guarantees.

B

Bull

Bull · 25%UNM

$74.58

Scenario price

B

Base

Base · 50%UNM

$70.49

Scenario price

B

Bear

Bear · 25%UNM

$65.02

Scenario price

Whales holding UNM

G

Gillson Capital LP

+ HoldingUNM

+0.56%

3M Return

D

Donald Smith & Co., Inc.

+ HoldingUNM

-1.16%

3M Return

A

Algebris (UK) Limited

+ HoldingUNM

-5.18%

3M Return

Events Timeline

2026-08-26 (ET)

16:30:00

Unum Group Approves New Share Repurchase Program of $1 Billion

2026-07-28 (ET)

16:30:00

Company Reports Q2 Revenue of $3.37B

16:30:00

Unum Group Sees FY26 Adjusted EPS $8.60-$8.90

2026-07-06 (ET)

06:30:00

Fortitude Re Signs $3.8B Reinsurance Deal

06:30:00

Unum Group Enters $3.8B LTC Insurance Agreement with Fortitude Re

News

UNM FAQ — answered by Alphio AI

Unum Group is a provider of financial protection benefits in the United States and the United Kingdom. The Company offers disability, life, accident, critical illness, dental and vision, and other related services. Its segments include Unum US, Unum International, and Colonial Life. The Unum US segment comprises group disability, group life and accidental death and dismemberment, and supplemental and voluntary lines of business. It includes long-term and short-term disability, medical stop-loss, and fee-based service products. The Unum International segment includes insurance for group long-term disability, group life, and supplemental lines of business which include dental, individual disability, and critical illness products. The Colonial Life segment includes the accident, sickness, and disability product line, life product line, and cancer and critical illness product line. Its products are marketed to employees, on both a group and an individual basis. It operates in the Financials sector (ACCIDENT & HEALTH INSURANCE industry).

Unum Group is currently a hold. The stock is priced at $90.28, which is below the average analyst target of $92 to $109, indicating potential upside. However, the RSI is at 32.944, suggesting it is oversold, and the recent earnings guidance has been cautious, with a full-year EPS estimate of $8.60 to $8.90, which is below market expectations. The main risk is the cautious full-year guidance, which may impact investor confidence.

13 analysts cover UNM: 3 rate it Buy, 7 Hold and 3 Sell. The average price target is 94.00.

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This page is for research only and is not investment advice. Models can be wrong. Past performance does not guarantee future results.

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