UMB Financial Corp (UMBF) Stock AnalysisUMBFUMB Financial Corp

UMB Financial Corporation is a financial services company. Its segments include Commercial Banking, Institutional Banking, and Personal Banking. It offers commercial banking, which includes comprehensive deposit, lending, investment and retirement plan services; personal banking, which includes comprehensive deposit, lending, wealth management and financial planning services; and institutional banking, which includes asset servicing, corporate trust solutions, investment banking and healthcare services. Commercial Banking serves the commercial banking and treasury management needs of its small to middle-market businesses through a variety of products and services. Institutional Banking is a combination of banking services, fund services, asset management services, and healthcare services provided to institutional clients. Personal Banking products include deposit accounts, retail credit cards, private banking, installment loans, home equity lines of credit, and residential mortgages. It operates in the Financials sector (NATIONAL COMMERCIAL BANKS industry).

Given the current price of $135.51 and a forward P/E of 9.62, UMB Financial Corp presents a strong buying opportunity. The company has shown impressive growth with a net income increase of 26.2% year-over-year in Q2 2026, and a solid YTD change of +16.34%. However, the main risk is the recent insider selling, with the CFO reducing his stake by 6%, which could signal caution among executives.

7 analysts cover UMBF: 2 rate it Buy, 5 Hold and 0 Sell. The average price target is 141.86.