Trupanion Inc

Trupanion Inc (TRUP) Stock Analysis

$29.320

-0.578 (-1.97%)At close

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High
30.000
Open
29.800
VWAP
29.38
Volume
288.37K
Mkt Cap
1.25B
Low
28.810
Amount
8.47M
EV/EBITDA, TTM
29.07

Trupanion, Inc. is a medical insurance provider for cats and dogs throughout the United States, Canada, and certain countries in Continental Europe. The Company operates in two segments, namely, Subscription Business and Other Business. The Subscription Business segment is based on subscription payments related to the Company’s direct-to-consumer products. The Other business segment is focuses on other product offerings, primarily involving the underwriting of policies on behalf of third parties with whom the Company maintains business-to-business relationships. It offers Trupanion, software that is designed to communicate directly with veterinary hospital's practice management software. It provides Powered by Trupanion pet insurance product offerings marketed by third parties and marketed under the brand names Furkin and PHI Direct in Canada, and a Trupanion branded product in Germany and Switzerland.

trupanion.com

AI analysis of Trupanion Inc (TRUP)

Hold

Trupanion Inc is currently priced at $29.32, which is near the analyst price target range of $30 to $32. The stock has shown a 5-day increase of 4.27% and a significant year-over-year revenue growth of 11% in Q2 2026, indicating potential for recovery. However, the RSI is at 71.298, suggesting the stock may be overbought, and the forward P/E ratio is extremely high at 1428.57, indicating potential overvaluation. The main risk is the declining trend in the pet insurance market, as highlighted by Piper Sandler's downgrade due to a contraction in U.S. puppy vet visits, which could impact future growth.

Analyst Ratings (6)

+85.54% upside
Buy
6 Buy
0 Hold
0 Sell
Current: 29.32
Low
42.00
Average
54.40
High
63.00

Cantor Fitzgerald

2026-10-07

Price Target

$30

Neutral

Piper Sandler

2026-08-26

Price Target

$32

Neutral

Stifel

2026-08-20

Price Target

$29

Hold

BofA

2026-07-15

Price Target

$42

Buy

BofA

2026-05-01

Price Target

$52

Buy

Valuation Metrics

The current forward P/E ratio for Trupanion Inc (TRUP) is 1428.57, compared to its 5-year average forward P/E of 117.55.

Forward P/E

Fair
5Y Average P/E
117.55
Current P/E
1428.57
Overvalued
1727.34
Undervalued
-1492.24

Forward EV/EBITDA

Fair
5Y Average EV/EBITDA
6.85
Current EV/EBITDA
29.07
Overvalued
491.29
Undervalued
-477.60

Forward P/S

Fair
5Y Average P/S
1.67
Current P/S
0.76
Overvalued
2.92
Undervalued
0.42

Alphio AI Price Scenarios for TRUP

Scenario prices are the last monthly forecast band of the current year. Probabilities are fixed model weights (25 / 50 / 25), not guarantees.

B

Bull

Bull · 25%TRUP

$54.58

Scenario price

B

Base

Base · 50%TRUP

$45.54

Scenario price

B

Bear

Bear · 25%TRUP

$34.42

Scenario price

Whales holding TRUP

C

Check Capital Management Inc

+ HoldingTRUP

-3.53%

3M Return

Events Timeline

2026-08-05 (ET)

17:30:00

Trupanion Q2 Revenue $392.93M Beats Expectations

17:30:00

Company Authorizes Share Repurchase Program Up to $100M

2026-04-30 (ET)

16:40:00

Trupanion Reports Q1 Revenue of $384M

2026-03-10 (ET)

09:10:00

Trupanion Partners with HABRI to Strengthen Human-Animal Bond

2026-02-12 (ET)

16:30:00

Trupanion Q4 Revenue $376.9M Exceeds Expectations

News

TRUP FAQ — answered by Alphio AI

Trupanion, Inc. is a medical insurance provider for cats and dogs throughout the United States, Canada, and certain countries in Continental Europe. The Company operates in two segments, namely, Subscription Business and Other Business. The Subscription Business segment is based on subscription payments related to the Company’s direct-to-consumer products. The Other business segment is focuses on other product offerings, primarily involving the underwriting of policies on behalf of third parties with whom the Company maintains business-to-business relationships. It offers Trupanion, software that is designed to communicate directly with veterinary hospital's practice management software. It provides Powered by Trupanion pet insurance product offerings marketed by third parties and marketed under the brand names Furkin and PHI Direct in Canada, and a Trupanion branded product in Germany and Switzerland. It operates in the Financials sector (HOSPITAL & MEDICAL SERVICE PLANS industry).

Trupanion Inc is currently priced at $29.32, which is near the analyst price target range of $30 to $32. The stock has shown a 5-day increase of 4.27% and a significant year-over-year revenue growth of 11% in Q2 2026, indicating potential for recovery. However, the RSI is at 71.298, suggesting the stock may be overbought, and the forward P/E ratio is extremely high at 1428.57, indicating potential overvaluation. The main risk is the declining trend in the pet insurance market, as highlighted by Piper Sandler's downgrade due to a contraction in U.S. puppy vet visits, which could impact future growth.

6 analysts cover TRUP: 6 rate it Buy, 0 Hold and 0 Sell. The average price target is 54.40.

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This page is for research only and is not investment advice. Models can be wrong. Past performance does not guarantee future results.

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