TrustCo Bank Corp NY

TrustCo Bank Corp NY (TRST) Stock Analysis

$57.430

-0.379 (-0.66%)At close

Loading chart…
High
58.110
Open
58.110
VWAP
57.60
Volume
156.81K
Mkt Cap
528.69M
Low
57.260
Amount
9.03M
EV/EBITDA, TTM
0.00

TrustCo Bank Corp NY is a savings and loan holding company. The Company operates, through its principal subsidiary, Trustco Bank (the Bank). The Bank is a federal savings bank engaged in providing general banking services to individuals and businesses. The Bank provides a wide range of both personal and business banking services, including a full array of deposit products for both individuals and businesses. The Bank also offers trust and investment services through its Financial Services Department. Trustco Financial Services, the name under which the Bank’s trust department operates, serves as executor of estates and trustee of personal trusts, provides asset and wealth management services, provides estate planning and related advice, provides custodial services, and acts as trustee for various types of employee benefit plans and corporate pension and profit-sharing trusts. The Bank operates about 154 automatic teller machines and 136 banking offices.

AI analysis of TrustCo Bank Corp NY (TRST)

Buy

TrustCo Bank Corp NY is a good buy right now due to its strong financial performance, highlighted by a 6.5% year-over-year net income growth to $17.3 million in Q3 2026 and a current price of $57.81, which is close to its 52-week high of $59.28. The RSI is at 75.97, indicating strong momentum, although it is approaching overbought territory, which could be a risk if momentum slows. The stock has shown a year-to-date change of +40.04%, reflecting solid investor confidence and market performance.

Analyst Ratings (1)

Hold
0 Buy
1 Hold
0 Sell
Current: 57.43
Low
—
Average
—
High
—

Morgan Stanley

2025-12-05

Price Target

—

Overweight

Piper Sandler

2023-01-25

Price Target

$36

Sell

Piper Sandler

2021-01-25

Price Target

—

Hold

Piper Sandler

2020-09-28

Price Target

$33

Buy

Piper Sandler

2020-04-23

Price Target

—

Buy

Valuation Metrics

The current forward P/E ratio for TrustCo Bank Corp NY (TRST) is 14.04, compared to its 5-year average forward P/E of 10.83.

Forward P/E

Overvalued
5Y Average P/E
10.83
Current P/E
14.04
Overvalued
12.51
Undervalued
9.16

Forward EV/EBITDA

Strongly Undervalued
5Y Average EV/EBITDA
0.00
Current EV/EBITDA
0.00
Overvalued
0.00
Undervalued
0.00

Forward P/S

Strongly Undervalued
5Y Average P/S
3.25
Current P/S
0.00
Overvalued
3.58
Undervalued
2.93

Whales holding TRST

S

Systematic Financial Management LP

+ HoldingTRST

-12.81%

3M Return

Events Timeline

2026-10-21 (ET)

17:00:00

TrustCo Reports Q3 Net Interest Income of $47.0M

2026-07-21 (ET)

16:30:00

TrustCo Reports Q2 Book Value Per Share of $38.53

2026-01-21 (ET)

16:10:00

Trustco Bank Reports Q4 Tangible Book Value of $38.05

2025-08-19 (ET)

16:02:21

Trustco Bank raises quarterly dividend by 5.6% to 38 cents per share

2025-07-21 (ET)

16:03:46

Trustco Bank reports Q2 EPS 79c vs. 66c last year

News

TRST FAQ — answered by Alphio AI

TrustCo Bank Corp NY is a savings and loan holding company. The Company operates, through its principal subsidiary, Trustco Bank (the Bank). The Bank is a federal savings bank engaged in providing general banking services to individuals and businesses. The Bank provides a wide range of both personal and business banking services, including a full array of deposit products for both individuals and businesses. The Bank also offers trust and investment services through its Financial Services Department. Trustco Financial Services, the name under which the Bank’s trust department operates, serves as executor of estates and trustee of personal trusts, provides asset and wealth management services, provides estate planning and related advice, provides custodial services, and acts as trustee for various types of employee benefit plans and corporate pension and profit-sharing trusts. The Bank operates about 154 automatic teller machines and 136 banking offices. It operates in the Financials sector (STATE COMMERCIAL BANKS industry).

TrustCo Bank Corp NY is a good buy right now due to its strong financial performance, highlighted by a 6.5% year-over-year net income growth to $17.3 million in Q3 2026 and a current price of $57.81, which is close to its 52-week high of $59.28. The RSI is at 75.97, indicating strong momentum, although it is approaching overbought territory, which could be a risk if momentum slows. The stock has shown a year-to-date change of +40.04%, reflecting solid investor confidence and market performance.

1 analysts cover TRST: 0 rate it Buy, 1 Hold and 0 Sell.

Community

More ↗

No posts yet

Sign up or log in to join the discussion

This page is for research only and is not investment advice. Models can be wrong. Past performance does not guarantee future results.

Start trading