Tompkins Financial Corp (TMP) FinancialsTMPTompkins Financial Corp

Evaluating the bottom line, Tompkins Financial Corp maintains a gross margin of N/A. This metric reflects the company's pricing power and manufacturing efficiency. Further down the income statement, the operating margin stands at 45.72%, while the net margin is 34.75%. These profitability ratios, combined with a Return on Equity (ROE) of 20.36%, provide a clear picture of how effectively TMP converts its operational activities into shareholder value.

In the context of the broader market, TMP competes directly with industry leaders such as BHRB and AMAL. With a market capitalization of $1.40B, it holds a significant position in the sector. When comparing efficiency, TMP's gross margin of N/A stands against BHRB's N/A and AMAL's N/A. Such benchmarking helps identify whether Tompkins Financial Corp is trading at a premium or discount relative to its financial performance.

Tompkins Financial has shown strong financial performance, with a net income of $29.3 million for Q2 2026, representing a 36.5% increase year-over-year. The EPS for the same quarter was $2.04, up from $1.50, indicating robust profitability growth.