Triumph Financial Inc

Triumph Financial Inc (TFIN) Stock Analysis

$61.890

+0.637 (+1.03%)At close

Loading chart…
High
62.265
Open
61.720
VWAP
61.85
Volume
282.19K
Mkt Cap
1.82B
Low
61.410
Amount
17.45M
EV/EBITDA, TTM
10.44

Triumph Financial, Inc. is a financial holding company. The Company’s segments include Banking, Factoring, Payments, and Intelligence. Through its wholly owned bank subsidiary, TBK Bank, the Company offers traditional banking services, commercial lending product lines focused on businesses that require specialized financial solutions and national lending product lines that further diversify its lending operations. In addition to its traditional banking operations, the Company also operates a factoring business focused primarily on serving the over-the-road trucking industry. Its payments business provides payment, audit, and other banking services for the over-the-road trucking industry. The Company’s data intelligence division, which it calls Intelligence, is to turn the over-the-road trucking data collected through its services into actionable insights for its customers. The Company’s diversified portfolio of brands includes TriumphPay, Triumph, TBK Bank and LoadPay.

www.tfin.com

AI analysis of Triumph Financial Inc (TFIN)

Buy

Triumph Financial Inc is a good buy right now due to its current price of $62.53, which is significantly below the median analyst price target of $88, indicating a potential upside of 26.4%. Additionally, the forward P/E ratio of 10.55 suggests that the stock is undervalued relative to its earnings potential. However, the main risk is the recent insider selling, where the COO sold shares at $73.75, reflecting a cautious sentiment, which could impact investor confidence.

Valuation Metrics

The current forward P/E ratio for Triumph Financial Inc (TFIN) is 10.55, compared to its 5-year average forward P/E of 43.98.

Forward P/E

Undervalued
5Y Average P/E
43.98
Current P/E
10.55
Overvalued
69.89
Undervalued
18.07

Forward EV/EBITDA

Overvalued
5Y Average EV/EBITDA
2.27
Current EV/EBITDA
10.44
Overvalued
7.69
Undervalued
-3.16

Forward P/S

Fair
5Y Average P/S
3.73
Current P/S
2.80
Overvalued
4.71
Undervalued
2.74

Alphio AI Price Scenarios for TFIN

Scenario prices are the last monthly forecast band of the current year. Probabilities are fixed model weights (25 / 50 / 25), not guarantees.

B

Bull

Bull · 25%TFIN

$61.86

Scenario price

B

Base

Base · 50%TFIN

$60.75

Scenario price

B

Bear

Bear · 25%TFIN

$58.64

Scenario price

Whales holding TFIN

V

Virtus Investment Advisers, LLC

+ HoldingTFIN

-4.55%

3M Return

Events Timeline

2026-07-21 (ET)

16:30:00

Triumph's Quarterly EPS Reduced by 13 Cents Due to Non-Core Items

2026-06-30 (ET)

09:00:00

Triumph Launches RFP Manager Solution

2026-04-21 (ET)

16:20:00

Transportation Industry Faces Key Rulings and Policy Changes

16:20:00

Triumph Financial Sees Q2 Expenses at $97M

2026-01-26 (ET)

19:50:00

U.S. Markets Rebound Monday, Alphabet and Meta Propel Communication Services

News

TFIN FAQ — answered by Alphio AI

Triumph Financial, Inc. is a financial holding company. The Company’s segments include Banking, Factoring, Payments, and Intelligence. Through its wholly owned bank subsidiary, TBK Bank, the Company offers traditional banking services, commercial lending product lines focused on businesses that require specialized financial solutions and national lending product lines that further diversify its lending operations. In addition to its traditional banking operations, the Company also operates a factoring business focused primarily on serving the over-the-road trucking industry. Its payments business provides payment, audit, and other banking services for the over-the-road trucking industry. The Company’s data intelligence division, which it calls Intelligence, is to turn the over-the-road trucking data collected through its services into actionable insights for its customers. The Company’s diversified portfolio of brands includes TriumphPay, Triumph, TBK Bank and LoadPay. It operates in the Financials sector (STATE COMMERCIAL BANKS industry).

Triumph Financial Inc is a good buy right now due to its current price of $62.53, which is significantly below the median analyst price target of $88, indicating a potential upside of 26.4%. Additionally, the forward P/E ratio of 10.55 suggests that the stock is undervalued relative to its earnings potential. However, the main risk is the recent insider selling, where the COO sold shares at $73.75, reflecting a cautious sentiment, which could impact investor confidence.

Community

More ↗

No posts yet

Sign up or log in to join the discussion

This page is for research only and is not investment advice. Models can be wrong. Past performance does not guarantee future results.

Start trading