Trico Bancshares

Trico Bancshares (TCBK) Stock Analysis

$52.720

-1.619 (-3.07%)At close

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High
54.320
Open
54.320
VWAP
53.05
Volume
351.44K
Mkt Cap
1.26B
Low
52.110
Amount
18.64M
EV/EBITDA, TTM
7.42

TriCo Bancshares is a bank holding company. The Company’s principal business is to serve as the holding company for its subsidiary, Tri Counties Bank, a California-chartered commercial bank (the Bank). The Bank provides a breadth of personal, small business and commercial financial services, including accepting demand, savings and time deposits and making small business, commercial, real estate, and consumer loans, as well as a range of treasury management services and other customary banking services, including safe deposit boxes at some branches. The Bank also provides advanced online and mobile banking, a shared nationwide network of surcharge-free ATMs, and bankers available by phone seven days per week. Brokerage services are provided at the Bank’s offices by Tri Counties Wealth Management Advisors. The Company maintains two capital subsidiary business trusts (collectively, the Trusts), both organized by the Company.

www.tcbk.com

AI analysis of Trico Bancshares (TCBK)

Buy

TriCo Bancshares is a good buy right now, with a current price of $52.72 and a forward P/E ratio of 12.12, indicating potential undervaluation. The recent Q3 earnings report showed a net income of $38 million, translating to an EPS of $1.18, which is an 11.1% increase from the previous quarter. The main risk is the stock's recent decline of 3.07% in the last trading session, which may indicate short-term volatility.

Analyst Ratings (5)

-5.16% Downside
Buy
3 Buy
2 Hold
0 Sell
Current: 52.72
Low
46.00
Average
50.00
High
57.00

Piper Sandler

2026-10-01

Price Target

$63

Neutral

DA Davidson

2026-07-27

Price Target

$65

Neutral

Piper Sandler

2026-07-27

Price Target

$63

Neutral

Piper Sandler

2026-07-14

Price Target

$61

Neutral

Raymond James

2026-07-14

Price Target

—

Market Perform

Valuation Metrics

The current forward P/E ratio for Trico Bancshares (TCBK) is 12.12, compared to its 5-year average forward P/E of 11.71.

Forward P/E

Fair
5Y Average P/E
11.71
Current P/E
12.12
Overvalued
13.07
Undervalued
10.36

Forward EV/EBITDA

Strongly Overvalued
5Y Average EV/EBITDA
1.28
Current EV/EBITDA
7.42
Overvalued
4.22
Undervalued
-1.66

Forward P/S

Fair
5Y Average P/S
3.36
Current P/S
3.71
Overvalued
3.72
Undervalued
3.00

Alphio AI Price Scenarios for TCBK

Scenario prices are the last monthly forecast band of the current year. Probabilities are fixed model weights (25 / 50 / 25), not guarantees.

B

Bull

Bull · 25%TCBK

$33.77

Scenario price

B

Base

Base · 50%TCBK

$33.48

Scenario price

B

Bear

Bear · 25%TCBK

$26.40

Scenario price

Whales holding TCBK

D

Davis Capital Partners, LLC

+ HoldingTCBK

+0.04%

3M Return

N

North Reef Capital Management LP

+ HoldingTCBK

-1.04%

3M Return

Events Timeline

2026-07-23 (ET)

07:00:00

Tri Counties Bank Reports Strong Loan Growth in Q2

2026-07-15 (ET)

07:01:00

Stephens Downgrades TriCo Bancshares to Equal Weight

2026-07-13 (ET)

12:30:00

Major Averages Decline Amid Rising Geopolitical Tensions

09:00:00

Markets Start Cautiously, SK Hynix Shares Down 16%

07:30:00

First Hawaiian Acquires TriCo Bancshares in $34B All-Stock Deal

News

TCBK FAQ — answered by Alphio AI

TriCo Bancshares is a bank holding company. The Company’s principal business is to serve as the holding company for its subsidiary, Tri Counties Bank, a California-chartered commercial bank (the Bank). The Bank provides a breadth of personal, small business and commercial financial services, including accepting demand, savings and time deposits and making small business, commercial, real estate, and consumer loans, as well as a range of treasury management services and other customary banking services, including safe deposit boxes at some branches. The Bank also provides advanced online and mobile banking, a shared nationwide network of surcharge-free ATMs, and bankers available by phone seven days per week. Brokerage services are provided at the Bank’s offices by Tri Counties Wealth Management Advisors. The Company maintains two capital subsidiary business trusts (collectively, the Trusts), both organized by the Company. It operates in the Financials sector (STATE COMMERCIAL BANKS industry).

TriCo Bancshares is a good buy right now, with a current price of $52.72 and a forward P/E ratio of 12.12, indicating potential undervaluation. The recent Q3 earnings report showed a net income of $38 million, translating to an EPS of $1.18, which is an 11.1% increase from the previous quarter. The main risk is the stock's recent decline of 3.07% in the last trading session, which may indicate short-term volatility.

5 analysts cover TCBK: 3 rate it Buy, 2 Hold and 0 Sell. The average price target is 50.00.

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This page is for research only and is not investment advice. Models can be wrong. Past performance does not guarantee future results.

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