Texas Capital Bancshares Inc

Texas Capital Bancshares Inc (TCBI) Stock Analysis

$91.150

+0.456 (+0.50%)At close

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High
93.145
Open
90.630
VWAP
91.49
Volume
297.54K
Mkt Cap
2.78B
Low
90.170
Amount
27.22M
EV/EBITDA, TTM
1.92

Texas Capital Bancshares, Inc. is a bank holding company and a full-service financial services firm that delivers customized solutions to businesses, entrepreneurs, and individual customers. The Company's business activities are conducted through its subsidiary, Texas Capital Bank. It offers a range of products and services for its business customers, including commercial loans; real estate term and construction loans; mortgage warehouse lending and mortgage finance services; treasury management services, including online banking, foreign exchange and debit and credit card services; investment banking and advisory services, and letters of credit. It also provides banking services for its individual customers, including personal wealth management and trust services; certificates of deposit; interest-bearing and non-interest-bearing checking accounts; traditional money market and savings accounts; loans; online and mobile banking; investment banking and advisory services, and Bask Bank.

AI analysis of Texas Capital Bancshares Inc (TCBI)

Hold

Texas Capital Bancshares Inc is currently a hold. The stock is priced at $91.15, which is below the average analyst price target of $108 to $113, indicating potential upside. However, the RSI is at 49.76, suggesting the stock is neither overbought nor oversold, and the recent 20-day change is down by 3.95%, indicating some weakness in the short term. The main risk is the forward P/E ratio of 11.07, which is relatively high compared to its historical performance, suggesting that the stock may be overvalued if earnings do not meet expectations.

Analyst Ratings (18)

+7.66% upside
Hold
5 Buy
13 Hold
0 Sell
Current: 91.15
Low
86.00
Average
98.13
High
105.00

RBC Capital

2026-10-09

Price Target

$113

Sector Perform

Raymond James

2026-10-06

Price Target

$108

Outperform

TD Cowen

2026-10-05

Price Target

$100

Hold

JPMorgan

2026-10-01

Price Target

$100

Underweight

Citi

2026-09-22

Price Target

$104

Neutral

Valuation Metrics

The current forward P/E ratio for Texas Capital Bancshares Inc (TCBI) is 11.07, compared to its 5-year average forward P/E of 14.74.

Forward P/E

Undervalued
5Y Average P/E
14.74
Current P/E
11.07
Overvalued
17.01
Undervalued
12.46

Forward EV/EBITDA

Fair
5Y Average EV/EBITDA
0.91
Current EV/EBITDA
1.92
Overvalued
3.46
Undervalued
-1.64

Forward P/S

Fair
5Y Average P/S
2.84
Current P/S
2.78
Overvalued
3.16
Undervalued
2.53

Alphio AI Price Scenarios for TCBI

Scenario prices are the last monthly forecast band of the current year. Probabilities are fixed model weights (25 / 50 / 25), not guarantees.

B

Bull

Bull · 25%TCBI

$75.64

Scenario price

B

Base

Base · 50%TCBI

$74.56

Scenario price

B

Bear

Bear · 25%TCBI

$70.38

Scenario price

Whales holding TCBI

H

Heartland Advisors, Inc.

+ HoldingTCBI

+1.95%

3M Return

Q

Quadravest Capital Management, Inc.

+ HoldingTCBI

-2.86%

3M Return

A

Azora Capital LP

+ HoldingTCBI

-3.21%

3M Return

A

ArrowMark Colorado Holdings, LLC

+ HoldingTCBI

-3.39%

3M Return

G

Granahan Investment Management, LLC

+ HoldingTCBI

-4.74%

3M Return

Events Timeline

2026-10-08 (ET)

10:00:00

Texas Capital Bancshares Stock Begins Trading on Texas Stock Exchange

2026-07-22 (ET)

16:30:00

Company Reports Q2 Revenue of $335.5M, Beating Expectations

2026-07-13 (ET)

09:00:00

Texas Capital Appoints Mo Jamous as Chief Digital Officer

2026-06-30 (ET)

08:00:00

Texas Capital Forms Strategic Relationship with Phoenix Merchant Partners

News

TCBI FAQ — answered by Alphio AI

Texas Capital Bancshares, Inc. is a bank holding company and a full-service financial services firm that delivers customized solutions to businesses, entrepreneurs, and individual customers. The Company's business activities are conducted through its subsidiary, Texas Capital Bank. It offers a range of products and services for its business customers, including commercial loans; real estate term and construction loans; mortgage warehouse lending and mortgage finance services; treasury management services, including online banking, foreign exchange and debit and credit card services; investment banking and advisory services, and letters of credit. It also provides banking services for its individual customers, including personal wealth management and trust services; certificates of deposit; interest-bearing and non-interest-bearing checking accounts; traditional money market and savings accounts; loans; online and mobile banking; investment banking and advisory services, and Bask Bank. It operates in the Financials sector (STATE COMMERCIAL BANKS industry).

Texas Capital Bancshares Inc is currently a hold. The stock is priced at $91.15, which is below the average analyst price target of $108 to $113, indicating potential upside. However, the RSI is at 49.76, suggesting the stock is neither overbought nor oversold, and the recent 20-day change is down by 3.95%, indicating some weakness in the short term. The main risk is the forward P/E ratio of 11.07, which is relatively high compared to its historical performance, suggesting that the stock may be overvalued if earnings do not meet expectations.

18 analysts cover TCBI: 5 rate it Buy, 13 Hold and 0 Sell. The average price target is 98.13.

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This page is for research only and is not investment advice. Models can be wrong. Past performance does not guarantee future results.

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