S&T Bancorp Inc

S&T Bancorp Inc (STBA) Stock Analysis

$47.970

-0.115 (-0.24%)At close

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High
48.167
Open
47.390
VWAP
47.74
Volume
189.32K
Mkt Cap
1.25B
Low
47.073
Amount
9.04M
EV/EBITDA, TTM
8.95

S&T Bancorp, Inc. is a bank holding company. Its segments include Commercial Real Estate (CRE), Commercial and Industrial (C&I), Commercial Construction, Business Banking, Consumer Real Estate and Other Consumer. The CRE segment includes loans secured by commercial purpose real estate, including both owner-occupied properties and investment properties for various purposes such as hotels, retail, multifamily and health care. The C&I segment includes loans made to operating companies or manufacturers for the purpose of production, operating capacity, accounts receivable, inventory or equipment financing. Commercial construction includes loans made to finance the construction of buildings or other structures, as well as to finance the acquisition and development of raw land for various purposes. The Business Banking segment includes commercial purpose loans made for small businesses. The Consumer Real Estate segment includes loans secured by first and second liens.

AI analysis of S&T Bancorp Inc (STBA)

Hold

S&T Bancorp Inc is currently a hold. The stock is priced at $48.05, which is below the average analyst price target of $53, indicating potential upside. However, the RSI is at 33.12, suggesting it is oversold, and the recent 5-day change is down by 3.20%, indicating short-term weakness. The forward P/E ratio of 13.83 suggests reasonable valuation, but the stock has experienced a significant drop recently, and the technical indicators show bearish momentum. Therefore, it may be wise to wait for a clearer trend before buying.

Analyst Ratings (4)

-14.53% Downside
Hold
0 Buy
4 Hold
0 Sell
Current: 47.97
Low
40.00
Average
41.00
High
42.00

Raymond James

2026-10-01

Price Target

—

Market Perform

Piper Sandler

2026-07-27

Price Target

$53

Neutral

Hovde Group

2026-07-27

Price Target

$54

Market Perform

Keefe Bruyette

2026-07-27

Price Target

$52

Market Perform

Piper Sandler

2026-06-26

Price Target

$51

Neutral

Valuation Metrics

The current forward P/E ratio for S&T Bancorp Inc (STBA) is 13.83, compared to its 5-year average forward P/E of 11.01.

Forward P/E

Overvalued
5Y Average P/E
11.01
Current P/E
13.83
Overvalued
13.02
Undervalued
9.00

Forward EV/EBITDA

Strongly Overvalued
5Y Average EV/EBITDA
1.04
Current EV/EBITDA
8.95
Overvalued
3.93
Undervalued
-1.85

Forward P/S

Overvalued
5Y Average P/S
3.39
Current P/S
3.87
Overvalued
3.84
Undervalued
2.94

Alphio AI Price Scenarios for STBA

Scenario prices are the last monthly forecast band of the current year. Probabilities are fixed model weights (25 / 50 / 25), not guarantees.

B

Bull

Bull · 25%STBA

$41.88

Scenario price

B

Base

Base · 50%STBA

$35.06

Scenario price

B

Bear

Bear · 25%STBA

$34.94

Scenario price

Events Timeline

2026-07-23 (ET)

08:00:00

Q2 Net Interest Margin Expands to 3.99%

07:30:00

S&T Bancorp Authorizes $100M Share Repurchase Program

2026-04-29 (ET)

16:00:00

S&T Bancorp Declares Cash Dividend of 37 Cents per Share

2026-04-23 (ET)

07:40:00

Strong Q1 Earnings Highlight Commitment to Strategic Priorities

2026-02-12 (ET)

11:00:00

S&T Bank Launches Branch Refresh Initiative

News

STBA FAQ — answered by Alphio AI

S&T Bancorp, Inc. is a bank holding company. Its segments include Commercial Real Estate (CRE), Commercial and Industrial (C&I), Commercial Construction, Business Banking, Consumer Real Estate and Other Consumer. The CRE segment includes loans secured by commercial purpose real estate, including both owner-occupied properties and investment properties for various purposes such as hotels, retail, multifamily and health care. The C&I segment includes loans made to operating companies or manufacturers for the purpose of production, operating capacity, accounts receivable, inventory or equipment financing. Commercial construction includes loans made to finance the construction of buildings or other structures, as well as to finance the acquisition and development of raw land for various purposes. The Business Banking segment includes commercial purpose loans made for small businesses. The Consumer Real Estate segment includes loans secured by first and second liens. It operates in the Financials sector (STATE COMMERCIAL BANKS industry).

S&T Bancorp Inc is currently a hold. The stock is priced at $48.05, which is below the average analyst price target of $53, indicating potential upside. However, the RSI is at 33.12, suggesting it is oversold, and the recent 5-day change is down by 3.20%, indicating short-term weakness. The forward P/E ratio of 13.83 suggests reasonable valuation, but the stock has experienced a significant drop recently, and the technical indicators show bearish momentum. Therefore, it may be wise to wait for a clearer trend before buying.

4 analysts cover STBA: 0 rate it Buy, 4 Hold and 0 Sell. The average price target is 41.00.

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This page is for research only and is not investment advice. Models can be wrong. Past performance does not guarantee future results.

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