Southern States Bancshares Inc

Southern States Bancshares Inc (SSBK) Stock Analysis

$36.370

-0.029 (-0.08%)At close

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High
36.800
Open
36.345
VWAP
36.47
Vol
144.72K
Mkt Cap
236.25M
Low
36.247
Amount
5.28M
EV/EBITDA, TTM
0.00

Southern States Bancshares, Inc. is a bank holding company that operates primarily through its wholly owned subsidiary, Southern States Bank (the Bank). The Bank is a full-service community banking institution, which offers an array of deposit, loan and other banking-related products and services to businesses and individuals in its communities. Its franchise is focused on personalized, relationship-driven service combined with local market management and expertise to serve small and medium-sized businesses and individuals. Its principal business activities include commercial and retail banking. Its principal sources of funds for loans and investments at its Bank are demand, time, savings, and other deposits and the amortization and prepayments of loans and investments. The Bank operates 15 branches in Alabama and Georgia and two loan production offices in Atlanta. The Bank’s primary service areas in Alabama are Anniston, Auburn, Birmingham and Huntsville, among others.

Valuation Metrics

The current forward P/E ratio for Southern States Bancshares Inc (SSBK) is 8.70, compared to its 5-year average forward P/E of 8.35.

Forward P/E

Fair
5Y Average P/E
8.35
Current P/E
8.70
Overvalued
9.44
Undervalued
7.26

Forward EV/EBITDA

Strongly Undervalued
5Y Average EV/EBITDA
0.00
Current EV/EBITDA
0.00
Overvalued
0.00
Undervalued
0.00

Forward P/S

Overvalued
5Y Average P/S
2.67
Current P/S
3.07
Overvalued
2.97
Undervalued
2.37

Alphio AI Price Scenarios for SSBK

Scenario prices are the last monthly forecast band of the current year. Probabilities are fixed model weights (25 / 50 / 25), not guarantees.

B

Bull

Bull · 25%SSBK

$46.20

Scenario price

B

Base

Base · 50%SSBK

$36.70

Scenario price

B

Bear

Bear · 25%SSBK

$34.19

Scenario price

SSBK FAQ — answered by Alphio AI

Southern States Bancshares, Inc. is a bank holding company that operates primarily through its wholly owned subsidiary, Southern States Bank (the Bank). The Bank is a full-service community banking institution, which offers an array of deposit, loan and other banking-related products and services to businesses and individuals in its communities. Its franchise is focused on personalized, relationship-driven service combined with local market management and expertise to serve small and medium-sized businesses and individuals. Its principal business activities include commercial and retail banking. Its principal sources of funds for loans and investments at its Bank are demand, time, savings, and other deposits and the amortization and prepayments of loans and investments. The Bank operates 15 branches in Alabama and Georgia and two loan production offices in Atlanta. The Bank’s primary service areas in Alabama are Anniston, Auburn, Birmingham and Huntsville, among others. It operates in the Financials sector (STATE COMMERCIAL BANKS industry).

This page is for research only and is not investment advice. Models can be wrong. Past performance does not guarantee future results.

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