Southern First Bancshares Inc (SFST) FinancialsSFSTSouthern First Bancshares Inc

Evaluating the bottom line, Southern First Bancshares Inc maintains a gross margin of N/A. This metric reflects the company's pricing power and manufacturing efficiency. Further down the income statement, the operating margin stands at 49.34%, while the net margin is 35.02%. These profitability ratios, combined with a Return on Equity (ROE) of 10.55%, provide a clear picture of how effectively SFST converts its operational activities into shareholder value.

In the context of the broader market, SFST competes directly with industry leaders such as UNTY and BWB. With a market capitalization of $560.06M, it holds a significant position in the sector. When comparing efficiency, SFST's gross margin of N/A stands against UNTY's 90.48% and BWB's N/A. Such benchmarking helps identify whether Southern First Bancshares Inc is trading at a premium or discount relative to its financial performance.

Southern First Bancshares has demonstrated strong financial performance with a consistent increase in total revenue and net income. For Q3 2026, the company reported a net income of $12.2 million, a 41% increase from the previous year, and an EPS of $1.28, which surpassed expectations. The company has also shown a healthy net margin of 35.02% in Q3 2026, indicating efficient operations.