Simmons First National Corp

Simmons First National Corp (SFNC) Stock Analysis

$23.070

-0.256 (-1.11%)At close

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High
23.430
Open
23.310
VWAP
23.10
Volume
1.83M
Mkt Cap
2.14B
Low
22.810
Amount
42.33M
EV/EBITDA, TTM
11.14

Simmons First National Corporation is a Mid-South financial holding company. The Company’s principal subsidiary, Simmons Bank (the Bank), operates 220 branches in Arkansas, Kansas, Missouri, Oklahoma, Tennessee and Texas. The Bank offers comprehensive financial solutions delivered with a client-centric approach. Simmons First Insurance Services, Inc. and Simmons First Insurance Services of TN, LLC are wholly owned subsidiaries of Simmons Bank and are insurance agencies that offer various lines of personal and corporate insurance coverage to individual and commercial customers. The Company, through its subsidiaries, offers, among other things, consumer, real estate and commercial loans; checking, savings and time deposits, and specialized products and services, such as credit cards, trust and fiduciary services, investments, agricultural finance lending, equipment lending, insurance and small business administration (SBA) lending.

AI analysis of Simmons First National Corp (SFNC)

Buy

Simmons First National Corp (SFNC) is a good buy right now due to its current price of $23.31, which is below the analyst price targets of $26 to $27.50, suggesting a potential upside of 11.5% to 18.5%. Additionally, the stock has shown strong momentum with a 5-day change of +5.62% and a year-to-date change of +23.86%. The RSI is at 77.162, indicating strong momentum but also suggesting caution as it approaches overbought territory. The main risk is the negative net income reported in Q3 2025, which was -562,792,000 USD, highlighting potential volatility in earnings.

Analyst Ratings (5)

-5.72% Downside
Hold
1 Buy
4 Hold
0 Sell
Current: 23.07
Low
21.00
Average
21.75
High
22.00

Keefe Bruyette

2026-09-10

Price Target

$26

Outperform

Morgan Stanley

2026-09-08

Price Target

$26

Underweight

Piper Sandler

2026-09-04

Price Target

$26

Overweight

Keefe Bruyette

2026-09-04

Price Target

$26

Market Perform

Piper Sandler

2026-09-03

Price Target

$26

Overweight

Valuation Metrics

The current forward P/E ratio for Simmons First National Corp (SFNC) is 9.52, compared to its 5-year average forward P/E of 11.85.

Forward P/E

Undervalued
5Y Average P/E
11.85
Current P/E
9.52
Overvalued
14.10
Undervalued
9.61

Forward EV/EBITDA

Strongly Overvalued
5Y Average EV/EBITDA
0.80
Current EV/EBITDA
11.14
Overvalued
3.71
Undervalued
-2.12

Forward P/S

Fair
5Y Average P/S
2.99
Current P/S
3.27
Overvalued
3.38
Undervalued
2.61

Alphio AI Price Scenarios for SFNC

Scenario prices are the last monthly forecast band of the current year. Probabilities are fixed model weights (25 / 50 / 25), not guarantees.

B

Bull

Bull · 25%SFNC

$20.86

Scenario price

B

Base

Base · 50%SFNC

$19.17

Scenario price

B

Bear

Bear · 25%SFNC

$16.25

Scenario price

Whales holding SFNC

W

Westwood Management Corp.

+ HoldingSFNC

+0.18%

3M Return

B

Basswood Capital Management, L.L.C.

+ HoldingSFNC

-8.27%

3M Return

Events Timeline

2026-10-15 (ET)

17:00:00

Q3 Loan Loss Provision at $12.2M vs. $12.0M Last Year

17:00:00

Simmons Reports Q3 Revenue of $251.2M

2026-09-04 (ET)

05:30:00

Simmons First National Closes 26 Branches

2026-07-16 (ET)

17:00:00

Simmons Reports Q2 Revenue of $248.6M

2026-04-16 (ET)

19:50:00

U.S. Stocks Hit New Highs, Energy Sector Leads

News

SFNC FAQ — answered by Alphio AI

Simmons First National Corporation is a Mid-South financial holding company. The Company’s principal subsidiary, Simmons Bank (the Bank), operates 220 branches in Arkansas, Kansas, Missouri, Oklahoma, Tennessee and Texas. The Bank offers comprehensive financial solutions delivered with a client-centric approach. Simmons First Insurance Services, Inc. and Simmons First Insurance Services of TN, LLC are wholly owned subsidiaries of Simmons Bank and are insurance agencies that offer various lines of personal and corporate insurance coverage to individual and commercial customers. The Company, through its subsidiaries, offers, among other things, consumer, real estate and commercial loans; checking, savings and time deposits, and specialized products and services, such as credit cards, trust and fiduciary services, investments, agricultural finance lending, equipment lending, insurance and small business administration (SBA) lending. It operates in the Financials sector (NATIONAL COMMERCIAL BANKS industry).

Simmons First National Corp (SFNC) is a good buy right now due to its current price of $23.31, which is below the analyst price targets of $26 to $27.50, suggesting a potential upside of 11.5% to 18.5%. Additionally, the stock has shown strong momentum with a 5-day change of +5.62% and a year-to-date change of +23.86%. The RSI is at 77.162, indicating strong momentum but also suggesting caution as it approaches overbought territory. The main risk is the negative net income reported in Q3 2025, which was -562,792,000 USD, highlighting potential volatility in earnings.

5 analysts cover SFNC: 1 rate it Buy, 4 Hold and 0 Sell. The average price target is 21.75.

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This page is for research only and is not investment advice. Models can be wrong. Past performance does not guarantee future results.

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