Simmons First National Corp (SFNC) Stock AnalysisSFNCSimmons First National Corp

Simmons First National Corporation is a Mid-South financial holding company. The Company’s principal subsidiary, Simmons Bank (the Bank), operates 220 branches in Arkansas, Kansas, Missouri, Oklahoma, Tennessee and Texas. The Bank offers comprehensive financial solutions delivered with a client-centric approach. Simmons First Insurance Services, Inc. and Simmons First Insurance Services of TN, LLC are wholly owned subsidiaries of Simmons Bank and are insurance agencies that offer various lines of personal and corporate insurance coverage to individual and commercial customers. The Company, through its subsidiaries, offers, among other things, consumer, real estate and commercial loans; checking, savings and time deposits, and specialized products and services, such as credit cards, trust and fiduciary services, investments, agricultural finance lending, equipment lending, insurance and small business administration (SBA) lending. It operates in the Financials sector (NATIONAL COMMERCIAL BANKS industry).

Simmons First National Corp is currently a hold. The stock is priced at $22.07, with a forward P/E ratio of 9.52, indicating potential for future earnings growth. However, the RSI is at 36.77, suggesting the stock is nearing oversold territory, which may present a buying opportunity if it stabilizes. The main risk is the recent decline in net income, which dropped to $47.11 million in Q3 2026, down from $78.08 million in Q4 2025, indicating potential volatility in earnings.

5 analysts cover SFNC: 1 rate it Buy, 4 Hold and 0 Sell. The average price target is 21.75.