ServisFirst Bancshares Inc

ServisFirst Bancshares Inc (SFBS) Stock Analysis

$39.360

-0.201 (-0.51%)At close

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High
40.325
Open
39.850
VWAP
39.66
Volume
683.28K
Mkt Cap
3.31B
Low
39.280
Amount
27.10M
EV/EBITDA, TTM
8.53

ServisFirst Bancshares, Inc. is a bank holding company. Through its subsidiary ServisFirst Bank, the Company provides business and personal financial services from locations in Alabama, Florida, Georgia, North and South Carolina, Tennessee, Texas, and Virginia. It originates commercial, consumer and other loans and accepts deposits, provides electronic banking services, such as online and mobile banking, including remote deposit capture, delivers treasury and cash management services and provides correspondent banking services to other financial institutions. It makes seasonal loans, bridge loans, and term loans to small- and medium-sized businesses in its markets for a variety of business purposes, including expanding business, acquiring property, upgrading plant and equipment, and general working capital. Its deposit services include checking accounts, money market accounts, savings accounts and a variety of certificates of deposit and individual retirement arrangements.

AI analysis of ServisFirst Bancshares Inc (SFBS)

Hold

ServisFirst Bancshares Inc is currently not a strong buy due to its low RSI of 25.003 indicating oversold conditions and a recent price decline of 4.33% over the last 5 days. Although the company has shown solid revenue growth of 27.7% year-over-year and a strong net interest margin of 3.63%, the downgraded analyst price targets suggest a cautious outlook. The main risk is the forward P/E of 22.5734, which indicates potential overvaluation compared to its earnings growth prospects.

Analyst Ratings (4)

+114.68% upside
Hold
0 Buy
4 Hold
0 Sell
Current: 39.36
Low
80.00
Average
84.50
High
89.00

Raymond James

2026-10-06

Price Target

$45

Outperform

Piper Sandler

2026-10-02

Price Target

$46

Overweight

Piper Sandler

2026-07-21

Price Target

$94

Overweight

Piper Sandler

2026-04-21

Price Target

$91

Overweight

Piper Sandler

2026-01-21

Price Target

$89

Overweight

Valuation Metrics

The current forward P/E ratio for ServisFirst Bancshares Inc (SFBS) is 22.57, compared to its 5-year average forward P/E of 17.35.

Forward P/E

Overvalued
5Y Average P/E
17.35
Current P/E
22.57
Overvalued
20.72
Undervalued
13.98

Forward EV/EBITDA

Fair
5Y Average EV/EBITDA
2.66
Current EV/EBITDA
8.53
Overvalued
10.08
Undervalued
-4.76

Forward P/S

Undervalued
5Y Average P/S
7.44
Current P/S
5.81
Overvalued
8.78
Undervalued
6.11

Alphio AI Price Scenarios for SFBS

Scenario prices are the last monthly forecast band of the current year. Probabilities are fixed model weights (25 / 50 / 25), not guarantees.

B

Bull

Bull · 25%SFBS

$93.26

Scenario price

B

Base

Base · 50%SFBS

$78.98

Scenario price

B

Bear

Bear · 25%SFBS

$65.04

Scenario price

Whales holding SFBS

T

The Welch Group, LLC

+ HoldingSFBS

+4.89%

3M Return

B

Bragg Financial Advisors, Inc.

+ HoldingSFBS

+0.30%

3M Return

D

Davis Capital Partners, LLC

+ HoldingSFBS

-0.02%

3M Return

C

Copeland Capital Management, LLC

+ HoldingSFBS

-7.87%

3M Return

Events Timeline

2026-10-14 (ET)

16:30:00

ServisFirst Approves Stock Repurchase Program to Buy Back 2 Million Shares

2026-07-20 (ET)

16:30:00

Company Reports Q2 Tangible Book Value per Share of $35.94

2026-04-20 (ET)

16:20:00

Net Interest Income Reaches $148.1M in Q1 2026

2026-01-21 (ET)

12:10:00

ServisFirst Stock Rises 12.6% to $85.96

10:10:00

ServisFirst Stock Rises 12.6% to $85.97

News

SFBS FAQ — answered by Alphio AI

ServisFirst Bancshares, Inc. is a bank holding company. Through its subsidiary ServisFirst Bank, the Company provides business and personal financial services from locations in Alabama, Florida, Georgia, North and South Carolina, Tennessee, Texas, and Virginia. It originates commercial, consumer and other loans and accepts deposits, provides electronic banking services, such as online and mobile banking, including remote deposit capture, delivers treasury and cash management services and provides correspondent banking services to other financial institutions. It makes seasonal loans, bridge loans, and term loans to small- and medium-sized businesses in its markets for a variety of business purposes, including expanding business, acquiring property, upgrading plant and equipment, and general working capital. Its deposit services include checking accounts, money market accounts, savings accounts and a variety of certificates of deposit and individual retirement arrangements. It operates in the Financials sector (STATE COMMERCIAL BANKS industry).

ServisFirst Bancshares Inc is currently not a strong buy due to its low RSI of 25.003 indicating oversold conditions and a recent price decline of 4.33% over the last 5 days. Although the company has shown solid revenue growth of 27.7% year-over-year and a strong net interest margin of 3.63%, the downgraded analyst price targets suggest a cautious outlook. The main risk is the forward P/E of 22.5734, which indicates potential overvaluation compared to its earnings growth prospects.

4 analysts cover SFBS: 0 rate it Buy, 4 Hold and 0 Sell. The average price target is 84.50.

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This page is for research only and is not investment advice. Models can be wrong. Past performance does not guarantee future results.

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