Southside Bancshares Inc

Southside Bancshares Inc (SBSI) Stock Analysis

$32.440

+0.386 (+1.19%)At close

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High
32.785
Open
32.290
VWAP
32.50
Vol
113.29K
Mkt Cap
Low
32.275
Amount
3.68M
EV/EBITDA, TTM
14.90

Southside Bancshares, Inc. is a bank holding company for Southside Bank. The Company operates through approximately 53 branches, 12 of which are located in grocery stores, in addition to wealth management and trust services, and/or loan production, brokerage or other financial services offices. It is a community-focused financial institution that offers a range of financial services to individuals, businesses, municipal entities and nonprofit organizations in the communities that it serves. Its consumer loan services include 1-4 family residential loans, home equity loans, home improvement loans, automobile loans and other consumer-related loans. Its commercial loan services include short-term working capital loans for inventory and accounts receivable, short- and medium-term loans for equipment or other business capital expansion, commercial real estate loans and municipal loans. The Company's trust and wealth management services include investment management, and others.

AI analysis of Southside Bancshares Inc (SBSI)

hold

Southside Bancshares Inc is currently trading at $31.88, which is below the recent analyst price targets of $33 to $37, indicating potential upside. However, the RSI is at 32.081, suggesting the stock is oversold, which may present a buying opportunity in the long run. The main risk is the declining net interest margin, which fell to 2.90% in Q2 2026, indicating potential challenges ahead.

Analyst Ratings (5)

-1.36% downside
Hold
0 Buy
5 Hold
0 Sell
Current: 32.44
Low
31.00
Average
32.00
High
33.00

Keefe Bruyette

2026-08-03

Price Target

$35

Market Perform

Piper Sandler

2026-07-27

Price Target

$33

Neutral

Benchmark

2026-06-24

Price Target

Hold

Keefe Bruyette

2026-05-04

Price Target

$36

Market Perform

Piper Sandler

2026-04-15

Price Target

$35

Hold

Valuation Metrics

The current forward P/E ratio for Southside Bancshares Inc (SBSI) is 10.70, compared to its 5-year average forward P/E of 11.26.

Forward P/E

Fair
5Y Average P/E
11.26
Current P/E
10.70
Overvalued
12.60
Undervalued
9.93

Forward EV/EBITDA

Strongly Overvalued
5Y Average EV/EBITDA
2.01
Current EV/EBITDA
14.90
Overvalued
7.26
Undervalued
-3.24

Forward P/S

Fair
5Y Average P/S
3.73
Current P/S
3.17
Overvalued
4.47
Undervalued
3.00

Alphio AI Price Scenarios for SBSI

Scenario prices are the last monthly forecast band of the current year. Probabilities are fixed model weights (25 / 50 / 25), not guarantees.

B

Bull

Bull · 25%SBSI

$29.49

Scenario price

B

Base

Base · 50%SBSI

$28.50

Scenario price

B

Bear

Bear · 25%SBSI

$26.47

Scenario price

Events Timeline

2026-08-06 (ET)

17:30:00

Southside Bancshares Board Approves Quarterly Cash Dividend Increase to $0.37

2026-04-30 (ET)

06:00:00

Southside Reports Q1 Revenue of $72.1M, Beating Estimates

2026-01-29 (ET)

06:10:00

Southside Reports Q4 Revenue of $71.99M, Exceeds Expectations

2025-10-24 (ET)

06:05:52

Southside Bancshares announces Q3 earnings per share of 16 cents, falling short of the expected 72 cents.

2025-09-19 (ET)

16:17:40

Southside Bank CEO Lee Gibson Announces Retirement; Keith Donahoe Set to Take Over

News

SBSI FAQ — answered by Alphio AI

Southside Bancshares, Inc. is a bank holding company for Southside Bank. The Company operates through approximately 53 branches, 12 of which are located in grocery stores, in addition to wealth management and trust services, and/or loan production, brokerage or other financial services offices. It is a community-focused financial institution that offers a range of financial services to individuals, businesses, municipal entities and nonprofit organizations in the communities that it serves. Its consumer loan services include 1-4 family residential loans, home equity loans, home improvement loans, automobile loans and other consumer-related loans. Its commercial loan services include short-term working capital loans for inventory and accounts receivable, short- and medium-term loans for equipment or other business capital expansion, commercial real estate loans and municipal loans. The Company's trust and wealth management services include investment management, and others. It operates in the Financials sector (STATE COMMERCIAL BANKS industry).

Southside Bancshares Inc is currently trading at $31.88, which is below the recent analyst price targets of $33 to $37, indicating potential upside. However, the RSI is at 32.081, suggesting the stock is oversold, which may present a buying opportunity in the long run. The main risk is the declining net interest margin, which fell to 2.90% in Q2 2026, indicating potential challenges ahead.

5 analysts cover SBSI: 0 rate it Buy, 5 Hold and 0 Sell. The average price target is 32.00.

This page is for research only and is not investment advice. Models can be wrong. Past performance does not guarantee future results.

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