Repay Holdings Corp

Repay Holdings Corp (RPAY) Stock Analysis

$3.740

-0.040 (-1.06%)At close

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High
3.855
Open
3.780
VWAP
3.76
Vol
386.68K
Mkt Cap
972.59M
Low
3.690
Amount
1.45M
EV/EBITDA, TTM
9.08

Repay Holdings Corporation is a payments technology company. The Company provides integrated payment processing solutions to industry-oriented vertical markets in which businesses have specific transaction processing needs. Its segments include Consumer Payments and Business Payments. The Consumer Payments segment provides payment processing solutions, including debit and credit card processing, Automated Clearing House (ACH) processing and other electronic payment acceptance solutions, as well as its loan disbursement product that enables its clients to collect payments and disburse funds to consumers, and includes its clearing and settlement solutions (RCS) offering. Its Business Payments segment provides payment processing solutions, including accounts payable automation, debit and credit card processing, virtual credit card processing, ACH processing and other electronic payment acceptance solutions that enable its clients to collect or send payments to other businesses.

www.repay.com

AI analysis of Repay Holdings Corp (RPAY)

hold

Repay Holdings Corp is currently trading at $3.74, which is below the average analyst price target of $4.25. However, the stock has seen a 34.04% decline over the past year, indicating significant volatility and potential risk. The RSI is at 43.107, suggesting the stock is nearing oversold territory, but the recent 6.73% drop over the past five days raises concerns about short-term performance.

Valuation Metrics

The current forward P/E ratio for Repay Holdings Corp (RPAY) is 6.37, compared to its 5-year average forward P/E of 9.91.

Forward P/E

Fair
5Y Average P/E
9.91
Current P/E
6.37
Overvalued
15.25
Undervalued
4.56

Forward EV/EBITDA

Fair
5Y Average EV/EBITDA
8.24
Current EV/EBITDA
9.08
Overvalued
12.86
Undervalued
3.61

Forward P/S

Undervalued
5Y Average P/S
2.51
Current P/S
0.53
Overvalued
4.09
Undervalued
0.93

Alphio AI Price Scenarios for RPAY

Scenario prices are the last monthly forecast band of the current year. Probabilities are fixed model weights (25 / 50 / 25), not guarantees.

B

Bull

Bull · 25%RPAY

$5.80

Scenario price

B

Base

Base · 50%RPAY

$5.41

Scenario price

B

Bear

Bear · 25%RPAY

$5.28

Scenario price

Events Timeline

2026-08-10 (ET)

16:30:00

REPAY Q2 Revenue $100.71M, Below Consensus

16:30:00

Raises FY26 Adjusted EBITDA Outlook to $168.5M-$176M

2026-07-16 (ET)

09:00:00

Repay Holdings Forms Strategic Partnership with Financial Service Providers

2026-07-13 (ET)

18:00:00

Repay Holdings Rejects Forager's $5.25 Per Share Acquisition Proposal

2026-06-29 (ET)

16:30:00

Major Averages Finish Broadly Higher as Investors Await Middle East News

News

RPAY FAQ — answered by Alphio AI

Repay Holdings Corporation is a payments technology company. The Company provides integrated payment processing solutions to industry-oriented vertical markets in which businesses have specific transaction processing needs. Its segments include Consumer Payments and Business Payments. The Consumer Payments segment provides payment processing solutions, including debit and credit card processing, Automated Clearing House (ACH) processing and other electronic payment acceptance solutions, as well as its loan disbursement product that enables its clients to collect payments and disburse funds to consumers, and includes its clearing and settlement solutions (RCS) offering. Its Business Payments segment provides payment processing solutions, including accounts payable automation, debit and credit card processing, virtual credit card processing, ACH processing and other electronic payment acceptance solutions that enable its clients to collect or send payments to other businesses. It operates in the Industrials sector (SERVICES-BUSINESS SERVICES, NEC industry).

Repay Holdings Corp is currently trading at $3.74, which is below the average analyst price target of $4.25. However, the stock has seen a 34.04% decline over the past year, indicating significant volatility and potential risk. The RSI is at 43.107, suggesting the stock is nearing oversold territory, but the recent 6.73% drop over the past five days raises concerns about short-term performance.

This page is for research only and is not investment advice. Models can be wrong. Past performance does not guarantee future results.

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