Peoples Financial Services Corp

Peoples Financial Services Corp (PFIS) Stock Analysis

$71.370

+0.699 (+0.98%)At close

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High
71.880
Open
70.880
VWAP
71.35
Volume
40.85K
Mkt Cap
307.70M
Low
70.800
Amount
2.91M
EV/EBITDA, TTM
8.33

Peoples Financial Services Corp. is the bank holding company of Peoples Security Bank and Trust Company (the Bank). The Bank is an independent community bank serving its retail and commercial customers through 39 full-service community banking offices located within Allegheny, Bucks, Lackawanna, Lebanon, Lehigh, Luzerne, Monroe, Montgomery, Northampton, Susquehanna, Wayne and Wyoming Counties in Pennsylvania, Middlesex County in New Jersey and Broome County in New York. It offers a range of financial products and services to individuals, businesses, not-for-profit organizations and government entities. Its primary lending products are real estate, commercial and consumer loans. It also offers automated teller machine access, debit and credit cards, online banking, active investment accounts, trust department services and other various lending, depository and related financial services. Its primary deposit products are savings and demand deposit accounts and certificates of deposit.

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AI analysis of Peoples Financial Services Corp (PFIS)

Buy

Peoples Financial Services Corp is a good buy right now due to its strong financial performance and positive market sentiment. The stock is currently priced at $70.68, with a year-to-date change of +46.67%, reflecting robust growth. Additionally, the company has declared a quarterly dividend of $0.625 per share, yielding 4.4%, which enhances its attractiveness for long-term investors. However, the RSI is at 68.5, suggesting it is approaching overbought territory, which could be a risk if the market corrects.

Valuation Metrics

The current forward P/E ratio for Peoples Financial Services Corp (PFIS) is 15.08, compared to its 5-year average forward P/E of 10.48.

Forward P/E

Overvalued
5Y Average P/E
10.48
Current P/E
15.08
Overvalued
13.57
Undervalued
7.39

Forward EV/EBITDA

Overvalued
5Y Average EV/EBITDA
1.50
Current EV/EBITDA
8.33
Overvalued
4.96
Undervalued
-1.95

Forward P/S

Fair
5Y Average P/S
2.69
Current P/S
3.16
Overvalued
3.36
Undervalued
2.02

Alphio AI Price Scenarios for PFIS

Scenario prices are the last monthly forecast band of the current year. Probabilities are fixed model weights (25 / 50 / 25), not guarantees.

B

Bull

Bull · 25%PFIS

$132.04

Scenario price

B

Base

Base · 50%PFIS

$96.30

Scenario price

B

Bear

Bear · 25%PFIS

$95.74

Scenario price

Events Timeline

2026-07-30 (ET)

16:30:00

Q2 Net Interest Margin Improves to 3.82%

2026-04-30 (ET)

16:30:00

Peoples Delivers Stable Q1 Performance, Slight Drop in Net Income

2025-10-30 (ET)

16:49:15

Peoples Financial announces Q3 EPS of $1.51 compared to the previous year.

2025-07-31 (ET)

08:09:23

Peoples Financial reports Q2 EPS $1.68 vs. $1.49 last year

2025-05-01 (ET)

08:15:55

Peoples Financial reports Q1 core EPS $1.51 vs. 61c last year

News

PFIS FAQ — answered by Alphio AI

Peoples Financial Services Corp. is the bank holding company of Peoples Security Bank and Trust Company (the Bank). The Bank is an independent community bank serving its retail and commercial customers through 39 full-service community banking offices located within Allegheny, Bucks, Lackawanna, Lebanon, Lehigh, Luzerne, Monroe, Montgomery, Northampton, Susquehanna, Wayne and Wyoming Counties in Pennsylvania, Middlesex County in New Jersey and Broome County in New York. It offers a range of financial products and services to individuals, businesses, not-for-profit organizations and government entities. Its primary lending products are real estate, commercial and consumer loans. It also offers automated teller machine access, debit and credit cards, online banking, active investment accounts, trust department services and other various lending, depository and related financial services. Its primary deposit products are savings and demand deposit accounts and certificates of deposit. It operates in the Financials sector (NATIONAL COMMERCIAL BANKS industry).

Peoples Financial Services Corp is a good buy right now due to its strong financial performance and positive market sentiment. The stock is currently priced at $70.68, with a year-to-date change of +46.67%, reflecting robust growth. Additionally, the company has declared a quarterly dividend of $0.625 per share, yielding 4.4%, which enhances its attractiveness for long-term investors. However, the RSI is at 68.5, suggesting it is approaching overbought territory, which could be a risk if the market corrects.

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This page is for research only and is not investment advice. Models can be wrong. Past performance does not guarantee future results.

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