PCB Bancorp

PCB Bancorp (PCB) Stock Analysis

$28.030

-0.140 (-0.50%)At close

Loading chart…
High
28.100
Open
27.950
VWAP
27.97
Volume
58.90K
Mkt Cap
215.72M
Low
27.780
Amount
1.65M
EV/EBITDA, TTM
6.67

PCB Bancorp is a bank holding company for PCB Bank (the Bank). The Bank offers a suite of commercial banking services to small to medium-sized businesses, individuals and professionals, primarily in Southern California, and predominantly in Korean-American and other minority communities. It offers a range of online banking solutions that include access to account balances, online transfers, online bill payment and electronic delivery of customer statements, mobile banking solutions, including remote check deposit and mobile bill pay. The Bank offers automated teller machines and banking by telephone, mail, personal appointment, debit cards, as well as treasury management, wire transfer, and automated clearing house services. The Banks lending activities portfolio consists of commercial real estate loans, commercial and industrial loans, and consumer loans. Its investment securities portfolio includes mortgage-backed securities and collateralized mortgage obligations, among others.

AI analysis of PCB Bancorp (PCB)

Buy

PCB Bancorp is a good buy right now due to its current price of $27.93 being below the analyst price target of $29, suggesting a potential upside of approximately 3.9%. Additionally, the company has shown impressive growth with a year-to-date change of +29.43% and a 1-year change of +37.11%, indicating strong momentum. The RSI is at 55.566, suggesting the stock is neither overbought nor oversold, which is favorable for new investors. However, a risk to consider is the missed revenue expectations in Q1 2026, where revenue fell short by $0.07 million, which could impact future growth.

Analyst Ratings (3)

-9.92% Downside
Buy
2 Buy
1 Hold
0 Sell
Current: 28.03
Low
25.00
Average
25.25
High
25.50

Piper Sandler

2026-04-27

Price Target

$26

Neutral

Keefe Bruyette

2025-10-27

Price Target

$25

Market Perform

Piper Sandler

2025-10-27

Price Target

$24

Neutral

Keefe Bruyette

2025-07-28

Price Target

$23

Market Perform

Keefe, Bruyette & Woods

2024-12-04

Price Target

$23

Hold

Valuation Metrics

The current forward P/E ratio for PCB Bancorp (PCB) is 0.00, compared to its 5-year average forward P/E of 8.84.

Forward P/E

Strongly Undervalued
5Y Average P/E
8.84
Current P/E
0.00
Overvalued
9.91
Undervalued
7.78

Forward EV/EBITDA

Overvalued
5Y Average EV/EBITDA
1.28
Current EV/EBITDA
6.67
Overvalued
4.41
Undervalued
-1.84

Forward P/S

Overvalued
5Y Average P/S
2.54
Current P/S
2.91
Overvalued
2.87
Undervalued
2.20

Alphio AI Price Scenarios for PCB

Scenario prices are the last monthly forecast band of the current year. Probabilities are fixed model weights (25 / 50 / 25), not guarantees.

B

Bull

Bull · 25%PCB

$24.33

Scenario price

B

Base

Base · 50%PCB

$23.35

Scenario price

B

Bear

Bear · 25%PCB

$21.22

Scenario price

Events Timeline

2026-09-28 (ET)

17:00:00

PCB Bancorp Approves Share Repurchase of 700,000 Shares

2026-07-23 (ET)

16:30:00

Net Interest Income Reaches $27.5 Million, Up 2.6%

2026-04-23 (ET)

16:10:00

Henry Kim: Strong Loan and Deposit Growth in Q1

2026-01-29 (ET)

16:20:00

PCB Bancorp Declares Quarterly Cash Dividend of $0.22 per Share

16:10:00

Henry Kim: Q4 2025 Net Income of $9.1 Million

News

PCB FAQ — answered by Alphio AI

PCB Bancorp is a bank holding company for PCB Bank (the Bank). The Bank offers a suite of commercial banking services to small to medium-sized businesses, individuals and professionals, primarily in Southern California, and predominantly in Korean-American and other minority communities. It offers a range of online banking solutions that include access to account balances, online transfers, online bill payment and electronic delivery of customer statements, mobile banking solutions, including remote check deposit and mobile bill pay. The Bank offers automated teller machines and banking by telephone, mail, personal appointment, debit cards, as well as treasury management, wire transfer, and automated clearing house services. The Banks lending activities portfolio consists of commercial real estate loans, commercial and industrial loans, and consumer loans. Its investment securities portfolio includes mortgage-backed securities and collateralized mortgage obligations, among others. It operates in the Financials sector (STATE COMMERCIAL BANKS industry).

PCB Bancorp is a good buy right now due to its current price of $27.93 being below the analyst price target of $29, suggesting a potential upside of approximately 3.9%. Additionally, the company has shown impressive growth with a year-to-date change of +29.43% and a 1-year change of +37.11%, indicating strong momentum. The RSI is at 55.566, suggesting the stock is neither overbought nor oversold, which is favorable for new investors. However, a risk to consider is the missed revenue expectations in Q1 2026, where revenue fell short by $0.07 million, which could impact future growth.

3 analysts cover PCB: 2 rate it Buy, 1 Hold and 0 Sell. The average price target is 25.25.

Community

More ↗

No posts yet

Sign up or log in to join the discussion

This page is for research only and is not investment advice. Models can be wrong. Past performance does not guarantee future results.

Start trading