Bank Ozk

Bank Ozk (OZK) Stock Analysis

$46.120

+0.281 (+0.61%)At close

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High
46.790
Open
46.015
VWAP
46.24
Volume
1.51M
Mkt Cap
4.52B
Low
45.810
Amount
69.67M
EV/EBITDA, TTM
3.59

Bank OZK (the Bank) is a regional bank, which provides a range of financial solutions. The Bank offers a range of products, include mobile and online banking, personal checking, personal savings, debit cards, credit card account access, business checking, business aviation group, trust services, and wealth. Its personal banking includes checkings, savings, loans, home lending, and credit cards. Its business banking includes checkings, savings, loans, treasury management, merchant services, and specialties. Its online banking enables users to manage their accounts, pay bills, transfer funds, view electronic account statements, and others. Its wealth services provide investment management services, custodial bank, retirement planning, employee benefit plans and endowments, foundations, and charitable contributions. It conducts banking operations in over 260 offices in nine states including Arkansas, Georgia, Florida, North Carolina, Texas, Tennessee, New York, California and Mississippi.

www.ozk.com

AI analysis of Bank Ozk (OZK)

Hold

Currently, Bank OZK's stock price is $46.12, which is above the average analyst price target of $50. Additionally, the stock has a low forward P/E ratio of 7.6394, indicating it may be undervalued. However, the RSI is at 59.829, suggesting it is nearing overbought territory, and the recent insider activity is neutral, indicating no strong buying or selling signals from insiders. The main risk is the negative sentiment from analysts, particularly Citi, which maintains a Sell rating with a target of $40, indicating potential downside from the current price.

Valuation Metrics

The current forward P/E ratio for Bank Ozk (OZK) is 7.64, compared to its 5-year average forward P/E of 7.85.

Forward P/E

Fair
5Y Average P/E
7.85
Current P/E
7.64
Overvalued
9.20
Undervalued
6.51

Forward EV/EBITDA

Overvalued
5Y Average EV/EBITDA
0.90
Current EV/EBITDA
3.59
Overvalued
3.23
Undervalued
-1.42

Forward P/S

Fair
5Y Average P/S
3.30
Current P/S
2.76
Overvalued
3.98
Undervalued
2.62

Alphio AI Price Scenarios for OZK

Scenario prices are the last monthly forecast band of the current year. Probabilities are fixed model weights (25 / 50 / 25), not guarantees.

B

Bull

Bull · 25%OZK

$49.31

Scenario price

B

Base

Base · 50%OZK

$48.07

Scenario price

B

Bear

Bear · 25%OZK

$44.35

Scenario price

Whales holding OZK

Q

Quantbot Technologies, LP

+ HoldingOZK

+9.95%

3M Return

F

Fairholme Capital Management, L.L.C.

+ HoldingOZK

+8.48%

3M Return

G

Giverny Capital Inc.

+ HoldingOZK

+1.23%

3M Return

V

Van Berkom and Associates Inc.

+ HoldingOZK

+0.24%

3M Return

R

Rice Hall James & Associates, LLC

+ HoldingOZK

-0.61%

3M Return

K

Kennedy Capital Management LLC

+ HoldingOZK

-2.65%

3M Return

Events Timeline

2026-10-01 (ET)

16:30:00

Bank OZK Increases Quarterly Cash Dividend to $0.49

2026-07-21 (ET)

18:30:00

Stock Futures Surge as Focus Shifts to Earnings Reports

16:30:00

George Gleason Reports Q2 Tangible Book Value per Share at $47.15

2026-07-01 (ET)

16:30:00

Bank OZK Raises Quarterly Cash Dividend to 48 Cents

News

OZK FAQ — answered by Alphio AI

Bank OZK (the Bank) is a regional bank, which provides a range of financial solutions. The Bank offers a range of products, include mobile and online banking, personal checking, personal savings, debit cards, credit card account access, business checking, business aviation group, trust services, and wealth. Its personal banking includes checkings, savings, loans, home lending, and credit cards. Its business banking includes checkings, savings, loans, treasury management, merchant services, and specialties. Its online banking enables users to manage their accounts, pay bills, transfer funds, view electronic account statements, and others. Its wealth services provide investment management services, custodial bank, retirement planning, employee benefit plans and endowments, foundations, and charitable contributions. It conducts banking operations in over 260 offices in nine states including Arkansas, Georgia, Florida, North Carolina, Texas, Tennessee, New York, California and Mississippi. It operates in the Financials sector.

Currently, Bank OZK's stock price is $46.12, which is above the average analyst price target of $50. Additionally, the stock has a low forward P/E ratio of 7.6394, indicating it may be undervalued. However, the RSI is at 59.829, suggesting it is nearing overbought territory, and the recent insider activity is neutral, indicating no strong buying or selling signals from insiders. The main risk is the negative sentiment from analysts, particularly Citi, which maintains a Sell rating with a target of $40, indicating potential downside from the current price.

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This page is for research only and is not investment advice. Models can be wrong. Past performance does not guarantee future results.

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