Oscar Health Inc

Oscar Health Inc (OSCR) Stock Analysis

$31.890

-1.505 (-4.72%)At close

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High
33.505
Open
33.380
VWAP
32.35
Volume
5.75M
Mkt Cap
4.19B
Low
31.650
Amount
186.16M
EV/EBITDA, TTM
4.13

Oscar Health, Inc. is a healthcare technology company built around a full-stack technology platform. The Company serves individuals, families, and employees through the Patient Protection and Affordable Care Act (ACA). It also offers health technology solutions that power the healthcare industry through +Oscar. It also wholly owns three businesses operating in the individual market: Lucie, Inc., a technology enrollment platform for consumers, employers and brokers; Trove Group Inc., an insurance agency that sells individual medical and supplemental health products, and HealthInsurance.org, LLC, a lead generation website providing educational content to help consumers navigate health insurance as well as the ACA and Medicare marketplaces.

AI analysis of Oscar Health Inc (OSCR)

Buy

Oscar Health Inc is a good buy right now due to its current price of $33.37, which is significantly below the analyst price target of $42 from Raymond James, indicating a potential upside of 25.5%. Additionally, the company has shown strong earnings growth with a reported EPS of 1.10, a 155.81% surprise over estimates, and a robust year-to-date change of +122.91%. However, the main risk is the forward P/E ratio of 588.24, which suggests that the stock may be overvalued if growth expectations are not met.

Valuation Metrics

The current forward P/E ratio for Oscar Health Inc (OSCR) is 588.24, compared to its 5-year average forward P/E of 123.87.

Forward P/E

Strongly Overvalued
5Y Average P/E
123.87
Current P/E
588.24
Overvalued
349.59
Undervalued
-101.85

Forward EV/EBITDA

Fair
5Y Average EV/EBITDA
-26.60
Current EV/EBITDA
4.13
Overvalued
113.78
Undervalued
-166.99

Forward P/S

Overvalued
5Y Average P/S
0.32
Current P/S
0.51
Overvalued
0.46
Undervalued
0.18

Alphio AI Price Scenarios for OSCR

Scenario prices are the last monthly forecast band of the current year. Probabilities are fixed model weights (25 / 50 / 25), not guarantees.

B

Bull

Bull · 25%OSCR

$20.09

Scenario price

B

Base

Base · 50%OSCR

$19.52

Scenario price

B

Bear

Bear · 25%OSCR

$18.57

Scenario price

Whales holding OSCR

T

Thrive Capital Management, LLC

+ HoldingOSCR

+1.42%

3M Return

S

Simplex Trading, LLC

+ HoldingOSCR

+0.77%

3M Return

G

Group One Trading LLC

+ HoldingOSCR

-4.80%

3M Return

R

RBF Capital LLC

+ HoldingOSCR

-5.18%

3M Return

H

HANSAINVEST Hanseatische Investment-GmbH

+ HoldingOSCR

-15.95%

3M Return

OSCR FAQ — answered by Alphio AI

Oscar Health, Inc. is a healthcare technology company built around a full-stack technology platform. The Company serves individuals, families, and employees through the Patient Protection and Affordable Care Act (ACA). It also offers health technology solutions that power the healthcare industry through +Oscar. It also wholly owns three businesses operating in the individual market: Lucie, Inc., a technology enrollment platform for consumers, employers and brokers; Trove Group Inc., an insurance agency that sells individual medical and supplemental health products, and HealthInsurance.org, LLC, a lead generation website providing educational content to help consumers navigate health insurance as well as the ACA and Medicare marketplaces. It operates in the Financials sector (HOSPITAL & MEDICAL SERVICE PLANS industry).

Oscar Health Inc is a good buy right now due to its current price of $33.37, which is significantly below the analyst price target of $42 from Raymond James, indicating a potential upside of 25.5%. Additionally, the company has shown strong earnings growth with a reported EPS of 1.10, a 155.81% surprise over estimates, and a robust year-to-date change of +122.91%. However, the main risk is the forward P/E ratio of 588.24, which suggests that the stock may be overvalued if growth expectations are not met.

Community

More ↗
0xRangeraptor9/26/2026

$oscr is finishing up a 5 year IPO base. In 2021 they did $1.84B in revenue. This year they will do 10X. You missed nothing. This is the beginning

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0xBearsigil9/22/2026

$OSCR CMS has cracked down on unauthorized enrollments after tracking a surge in consumer complaints, analyzing statistically implausible application rates submitted by specific brokers, and reviewing accounts missing critical identifying information like Social Security numbers. They have canceled approximately 315,000 unauthorized enrollments covering more than 760,000 individuals, which is expected to result in a return of roughly $2.2B in taxpayer-funded subsidies. Oscar Health accounted for >250,000 of these enrollments!

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0xRangeraptor9/11/2026

$OSCR Management grew and sold Aethna to CVS and shareholders did great. Can there be a repeat? Sometimes they rhyme. If there is a solution for healthcare, OSCR might have the answers. Look at the base since the IPO. You haven't missed a thing. We might be at the point where the meat of the move begins ahead.

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This page is for research only and is not investment advice. Models can be wrong. Past performance does not guarantee future results.

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