Old Second Bancorp, Inc (OSBC) FinancialsOSBCOld Second Bancorp, Inc

Evaluating the bottom line, Old Second Bancorp, Inc maintains a gross margin of N/A. This metric reflects the company's pricing power and manufacturing efficiency. Further down the income statement, the operating margin stands at 38.75%, while the net margin is 28.54%. These profitability ratios, combined with a Return on Equity (ROE) of 10.84%, provide a clear picture of how effectively OSBC converts its operational activities into shareholder value.

In the context of the broader market, OSBC competes directly with industry leaders such as ESQ and AMTB. With a market capitalization of $1.32B, it holds a significant position in the sector. When comparing efficiency, OSBC's gross margin of N/A stands against ESQ's N/A and AMTB's N/A. Such benchmarking helps identify whether Old Second Bancorp, Inc is trading at a premium or discount relative to its financial performance.

Old Second Bancorp has demonstrated solid financial performance, with total revenue reaching $92.18 million in Q2 2026, reflecting a 28.6% year-over-year growth. The net income for the same quarter was $28.2 million, translating to an EPS of $0.54, despite a slight miss against estimates. The net interest margin is also strong at 5.23%.