Old Second Bancorp, Inc (OSBC) FinancialsOSBCOld Second Bancorp, Inc

Evaluating the bottom line, Old Second Bancorp, Inc maintains a gross margin of N/A. This metric reflects the company's pricing power and manufacturing efficiency. Further down the income statement, the operating margin stands at 42.05%, while the net margin is 30.57%. These profitability ratios, combined with a Return on Equity (ROE) of 11.40%, provide a clear picture of how effectively OSBC converts its operational activities into shareholder value.

In the context of the broader market, OSBC competes directly with industry leaders such as AMTB and ESQ. With a market capitalization of $1.26B, it holds a significant position in the sector. When comparing efficiency, OSBC's gross margin of N/A stands against AMTB's N/A and ESQ's N/A. Such benchmarking helps identify whether Old Second Bancorp, Inc is trading at a premium or discount relative to its financial performance.

Old Second Bancorp has shown a consistent increase in net income, reporting $28.9 million for Q3 2026, up from $28.2 million in Q2 2026. The net margin has remained strong, with figures around 30% in recent quarters, indicating solid profitability. The company also declared a dividend of $0.08 per share, reinforcing its commitment to returning value to shareholders.