Orrstown Financial Services Inc (ORRF) FinancialsORRFOrrstown Financial Services Inc

Evaluating the bottom line, Orrstown Financial Services Inc maintains a gross margin of 95.16%. This metric reflects the company's pricing power and manufacturing efficiency. Further down the income statement, the operating margin stands at N/A, while the net margin is N/A. These profitability ratios, combined with a Return on Equity (ROE) of 14.83%, provide a clear picture of how effectively ORRF converts its operational activities into shareholder value.

In the context of the broader market, ORRF competes directly with industry leaders such as MPB and CCBG. With a market capitalization of $814.32M, it holds a significant position in the sector. When comparing efficiency, ORRF's gross margin of 95.16% stands against MPB's N/A and CCBG's N/A. Such benchmarking helps identify whether Orrstown Financial Services Inc is trading at a premium or discount relative to its financial performance.

Orrstown has shown consistent revenue growth, with Q3 2026 net income reported at $22.8 million, and a net margin of 36.13% in Q2 2026, indicating strong profitability. The forward P/E ratio of 8.89 suggests the stock is undervalued relative to its earnings potential.