Orrstown Financial Services Inc (ORRF) FinancialsORRFOrrstown Financial Services Inc

Evaluating the bottom line, Orrstown Financial Services Inc maintains a gross margin of N/A. This metric reflects the company's pricing power and manufacturing efficiency. Further down the income statement, the operating margin stands at 42.70%, while the net margin is 36.13%. These profitability ratios, combined with a Return on Equity (ROE) of 14.75%, provide a clear picture of how effectively ORRF converts its operational activities into shareholder value.

In the context of the broader market, ORRF competes directly with industry leaders such as SPFI and IBCP. With a market capitalization of $852.48M, it holds a significant position in the sector. When comparing efficiency, ORRF's gross margin of N/A stands against SPFI's N/A and IBCP's N/A. Such benchmarking helps identify whether Orrstown Financial Services Inc is trading at a premium or discount relative to its financial performance.

Orrstown Financial has demonstrated solid financial performance, with a year-to-date change of +20.19% and a net margin of 36.13% in Q2 2026, showcasing strong profitability. The forward P/E ratio is 8.89, indicating the stock is undervalued relative to its earnings potential.