Oportun Financial Corp (OPRT) FinancialsOPRTOportun Financial Corp

Evaluating the bottom line, Oportun Financial Corp maintains a gross margin of 83.56%. This metric reflects the company's pricing power and manufacturing efficiency. Further down the income statement, the operating margin stands at 49.25%, while the net margin is 3.66%. These profitability ratios, combined with a Return on Equity (ROE) of 4.98%, provide a clear picture of how effectively OPRT converts its operational activities into shareholder value.

In the context of the broader market, OPRT competes directly with industry leaders such as KRAQ and IACO. With a market capitalization of $421.24M, it holds a significant position in the sector. When comparing efficiency, OPRT's gross margin of 83.56% stands against KRAQ's N/A and IACO's N/A. Such benchmarking helps identify whether Oportun Financial Corp is trading at a premium or discount relative to its financial performance.

Oportun has shown robust financial performance with total revenue of $233 million and an adjusted EBITDA of $49 million for Q2 2026, marking the seventh consecutive quarter of GAAP profitability.