Nicolet Bankshares, Inc (NIC) Stock AnalysisNICNicolet Bankshares, Inc

Nicolet Bankshares, Inc. is the bank holding company of Nicolet National Bank (the Bank), a full-service community bank providing services ranging from commercial, agricultural and consumer banking to wealth management and retirement plan services. The Bank operates branches in Wisconsin, Michigan, Minnesota, and Iowa. The Bank offers a variety of loans, deposits and related services to business customers, including business checking and other business deposit products and cash management services, international banking services, as well as retirement plan services. It offers a variety of banking products and services to consumers, including residential mortgage loans and mortgage refinancing, home equity loans and lines of credit, residential construction loans, safe deposit boxes, and personal brokerage, trust and fiduciary services. The Bank also provides online services, including commercial, retail and trust online banking, automated bill payment, and mobile banking deposits. It operates in the Financials sector (NATIONAL COMMERCIAL BANKS industry).

Nicolet Bankshares Inc is a good buy right now due to its strong financial performance, with a recent net income of $64 million in Q3 2026, reflecting a 13% increase from the previous quarter, and a forward P/E ratio of 14.84, indicating potential for growth. Additionally, the stock has shown a year-to-date change of +42.26%, suggesting robust momentum. However, the RSI is at 79.70, indicating it may be overbought, which is a risk to consider.