NewtekOne Inc (NEWT) FinancialsNEWTNewtekOne Inc

NewtekOne, Inc. (NEWT) generates its revenue through a diversified portfolio of business segments. Currently, the largest contributor to its top-line growth is Electronic Payment Processing, accounting for 59.7% of total sales, equivalent to $21.53M. Other significant revenue streams include Small Business Finance and Managed Technology Solutions. Understanding this composition is critical for investors evaluating how NEWT navigates market cycles within the Corporate Financial Services industry.

Evaluating the bottom line, NewtekOne, Inc. maintains a gross margin of 90.64%. This metric reflects the company's pricing power and manufacturing efficiency. Further down the income statement, the operating margin stands at 45.82%, while the net margin is 10.07%. These profitability ratios, combined with a Return on Equity (ROE) of 13.68%, provide a clear picture of how effectively NEWT converts its operational activities into shareholder value.

In the context of the broader market, NEWT competes directly with industry leaders such as PMTS and RM. With a market capitalization of $307.57M, it holds a significant position in the sector. When comparing efficiency, NEWT's gross margin of 90.64% stands against PMTS's 32.50% and RM's 95.83%. Such benchmarking helps identify whether NewtekOne, Inc. is trading at a premium or discount relative to its financial performance.

NewtekOne has shown fluctuating revenue with a recent total revenue of $106,249,000 in Q3 2026, but net income has varied, with a recent net income of $10,704,000. The gross margin is strong at 90.64%, indicating efficient cost management.