National Bank Holdings Corp

National Bank Holdings Corp (NBHC) Stock Analysis

$37.920

+0.182 (+0.48%)At close

Loading chart…
High
38.290
Open
37.950
VWAP
37.98
Volume
367.24K
Mkt Cap
1.41B
Low
37.735
Amount
13.95M
EV/EBITDA, TTM
8.20

National Bank Holdings Corporation is a bank holding company. Through its bank subsidiaries, NBH Bank and Bank of Jackson Hole Trust, the Company operates a network of over 100 banking centers, serving individual consumers, small, medium and large businesses, and government and non-profit entities. Its banking centers are in Colorado, the greater Kansas City region, Utah, Wyoming, Texas, New Mexico and Idaho. Its segments include Commercial and Retail Banking; Mortgage Banking; Investment advisory and non-deposit, and Corporate. Its primary business is to provide deposit and lend products and services to its commercial and retail customers. The Mortgage Banking segment provides mortgage origination services for loans that will be sold to investors in the secondary market, consumer mortgage loans that will be held-for-investment, and consumer residential construction loans. Its Investment advisory and non-deposit segment provides investment advisory services and non-deposit products.

AI analysis of National Bank Holdings Corp (NBHC)

Sell

National Bank Holdings Corp is not a good buy right now due to its recent performance and technical indicators. The current price is $37.93, and the RSI is at 31.831, indicating it is oversold. Additionally, the forward P/E ratio is 13.7931, which is relatively low but reflects potential concerns about future earnings growth. The stock has seen a 20-day change of -9.17%, which suggests a downward trend, and the last earnings report showed an EPS of $0.78, missing estimates by $0.03. The main risk is the missed earnings expectations and declining net income margins, with the net margin dropping to 20.67% in Q2 2026 from 32.81% in Q2 2025.

Analyst Ratings (6)

+10.76% upside
Hold
1 Buy
5 Hold
0 Sell
Current: 37.92
Low
42.00
Average
42.00
High
42.00

Piper Sandler

2026-10-01

Price Target

$49

Overweight

Piper Sandler

2026-07-27

Price Target

$51

Overweight

Stephens

2026-07-23

Price Target

$46

Overweight

Piper Sandler

2026-04-27

Price Target

$52

Overweight

Piper Sandler

2026-03-25

Price Target

$48

Overweight

Valuation Metrics

The current forward P/E ratio for National Bank Holdings Corp (NBHC) is 13.79, compared to its 5-year average forward P/E of 12.27.

Forward P/E

Fair
5Y Average P/E
12.27
Current P/E
13.79
Overvalued
14.33
Undervalued
10.22

Forward EV/EBITDA

Strongly Overvalued
5Y Average EV/EBITDA
1.42
Current EV/EBITDA
8.20
Overvalued
4.69
Undervalued
-1.86

Forward P/S

Fair
5Y Average P/S
3.30
Current P/S
2.92
Overvalued
3.78
Undervalued
2.81

Alphio AI Price Scenarios for NBHC

Scenario prices are the last monthly forecast band of the current year. Probabilities are fixed model weights (25 / 50 / 25), not guarantees.

B

Bull

Bull · 25%NBHC

$40.12

Scenario price

B

Base

Base · 50%NBHC

$33.81

Scenario price

B

Bear

Bear · 25%NBHC

$25.90

Scenario price

Whales holding NBHC

L

Leeward Investments, LLC

+ HoldingNBHC

-1.14%

3M Return

N

North Reef Capital Management LP

+ HoldingNBHC

-4.06%

3M Return

Events Timeline

2026-07-21 (ET)

16:30:00

Company Reports Q2 Tangible Book Value Per Share of $26.23

2026-04-21 (ET)

16:20:00

Company Reports Q1 Tangible Book Value Per Share of $26.01

2026-02-05 (ET)

07:20:00

National Bank Files Automatic Mixed Securities Shelf

2026-01-27 (ET)

16:30:00

Company Reports Q4 Tangible Book Value of $27.80 and Dividend Increase

News

NBHC FAQ — answered by Alphio AI

National Bank Holdings Corporation is a bank holding company. Through its bank subsidiaries, NBH Bank and Bank of Jackson Hole Trust, the Company operates a network of over 100 banking centers, serving individual consumers, small, medium and large businesses, and government and non-profit entities. Its banking centers are in Colorado, the greater Kansas City region, Utah, Wyoming, Texas, New Mexico and Idaho. Its segments include Commercial and Retail Banking; Mortgage Banking; Investment advisory and non-deposit, and Corporate. Its primary business is to provide deposit and lend products and services to its commercial and retail customers. The Mortgage Banking segment provides mortgage origination services for loans that will be sold to investors in the secondary market, consumer mortgage loans that will be held-for-investment, and consumer residential construction loans. Its Investment advisory and non-deposit segment provides investment advisory services and non-deposit products. It operates in the Financials sector (NATIONAL COMMERCIAL BANKS industry).

National Bank Holdings Corp is not a good buy right now due to its recent performance and technical indicators. The current price is $37.93, and the RSI is at 31.831, indicating it is oversold. Additionally, the forward P/E ratio is 13.7931, which is relatively low but reflects potential concerns about future earnings growth. The stock has seen a 20-day change of -9.17%, which suggests a downward trend, and the last earnings report showed an EPS of $0.78, missing estimates by $0.03. The main risk is the missed earnings expectations and declining net income margins, with the net margin dropping to 20.67% in Q2 2026 from 32.81% in Q2 2025.

6 analysts cover NBHC: 1 rate it Buy, 5 Hold and 0 Sell. The average price target is 42.00.

Community

More ↗

No posts yet

Sign up or log in to join the discussion

This page is for research only and is not investment advice. Models can be wrong. Past performance does not guarantee future results.

Start trading