Midland States Bancorp Inc (MSBI) FinancialsMSBIMidland States Bancorp Inc

Evaluating the bottom line, Midland States Bancorp Inc maintains a gross margin of N/A. This metric reflects the company's pricing power and manufacturing efficiency. Further down the income statement, the operating margin stands at 32.58%, while the net margin is 25.13%. These profitability ratios, combined with a Return on Equity (ROE) of 7.15%, provide a clear picture of how effectively MSBI converts its operational activities into shareholder value.

In the context of the broader market, MSBI competes directly with industry leaders such as CARE and PFIS. With a market capitalization of $670.29M, it holds a significant position in the sector. When comparing efficiency, MSBI's gross margin of N/A stands against CARE's N/A and PFIS's N/A. Such benchmarking helps identify whether Midland States Bancorp Inc is trading at a premium or discount relative to its financial performance.

The company has shown a significant year-to-date change of +51.91% and a 1-year change of +95.87%. However, recent quarterly performance shows mixed results, with a net income of $17.24 million in Q2 2026, following a trend of losses in previous quarters.