Midwestone Financial Group Inc (IOWA)

Midwestone Financial Group Inc (IOWA) (MOFG) Stock Analysis

$49.310

+1.159 (+2.35%)At close

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High
49.690
Open
48.530
VWAP
48.94
Vol
577.26K
Mkt Cap
339.53M
Low
47.810
Amount
28.25M
EV/EBITDA, TTM
0.00

MidWestOne Financial Group, Inc. (MidWestOne) is a financial holding company. MidWestOne is the parent company of MidWestOne Bank (the Bank), which operates banking offices in Iowa, Minnesota, Wisconsin, and Colorado. MidWestOne provides electronic delivery of financial services through its Website, MidWestOne.bank. The Bank is focused on delivering relationship-based business and personal banking products and services. The Bank provides commercial loans, real estate loans, agricultural loans, credit card loans, and consumer loans. The Bank also provides deposit products, including demand and interest checking accounts, savings accounts, money market accounts, and time deposits. Complementary to its loan and deposit products, the Bank also provides products and services, including treasury management, Zelle, online and mobile banking, credit and debit cards, ATMs, and safe deposit boxes.

AI analysis of Midwestone Financial Group Inc (IOWA) (MOFG)

hold

Midwestone Financial Group Inc (MOFG) is not a good buy for a beginner investor with a long-term focus and $50,000-$100,000 available for investment. The lack of significant positive catalysts, poor financial performance, and absence of strong trading signals make this stock unsuitable for immediate investment.

Analyst Ratings (5)

+1.40% upside
Buy
3 Buy
2 Hold
0 Sell
Current: 49.31
Low
50.00
Average
50.00
High
50.00

Keefe Bruyette

2025-10-27

Price Target

$50

Outperform

Piper Sandler

2025-07-29

Price Target

$31

Neutral

Keefe, Bruyette & Woods

2024-12-17

Price Target

$39

Buy

Keefe, Bruyette & Woods

2024-12-04

Price Target

$34

Hold

Piper Sandler

2024-10-28

Price Target

$32

Hold

Valuation Metrics

The current forward P/E ratio for Midwestone Financial Group Inc (IOWA) (MOFG) is 10.67, compared to its 5-year average forward P/E of 9.41.

Forward P/E

Fair
5Y Average P/E
9.41
Current P/E
10.67
Overvalued
10.84
Undervalued
7.97

Forward EV/EBITDA

Strongly Undervalued
5Y Average EV/EBITDA
0.00
Current EV/EBITDA
0.00
Overvalued
0.00
Undervalued
0.00

Forward P/S

Overvalued
5Y Average P/S
2.48
Current P/S
2.97
Overvalued
2.93
Undervalued
2.02

Alphio AI Price Scenarios for MOFG

Scenario prices are the last monthly forecast band of the current year. Probabilities are fixed model weights (25 / 50 / 25), not guarantees.

B

Bull

Bull · 25%MOFG

$37.66

Scenario price

B

Base

Base · 50%MOFG

$34.62

Scenario price

B

Bear

Bear · 25%MOFG

$32.60

Scenario price

Events Timeline

2025-10-23 (ET)

16:45:15

MidWestOne announces Q3 adjusted EPS of 87 cents, surpassing consensus estimate of 82 cents.

16:37:18

Nicolet Bankshares to purchase MidWestOne in a stock-only deal

16:23:48

Nicolet Bankshares Reveals Merger with MidWestOne Financial Group

2025-04-24 (ET)

16:35:23

MidWestOne reports Q1 EPS 73c, consensus 73c

2025-01-23 (ET)

15:19:27

MidWestOne reports Q4 EPS 78c, consensus 72c

News

MOFG FAQ — answered by Alphio AI

MidWestOne Financial Group, Inc. (MidWestOne) is a financial holding company. MidWestOne is the parent company of MidWestOne Bank (the Bank), which operates banking offices in Iowa, Minnesota, Wisconsin, and Colorado. MidWestOne provides electronic delivery of financial services through its Website, MidWestOne.bank. The Bank is focused on delivering relationship-based business and personal banking products and services. The Bank provides commercial loans, real estate loans, agricultural loans, credit card loans, and consumer loans. The Bank also provides deposit products, including demand and interest checking accounts, savings accounts, money market accounts, and time deposits. Complementary to its loan and deposit products, the Bank also provides products and services, including treasury management, Zelle, online and mobile banking, credit and debit cards, ATMs, and safe deposit boxes. It operates in the Financials sector (STATE COMMERCIAL BANKS industry).

Midwestone Financial Group Inc (MOFG) is not a good buy for a beginner investor with a long-term focus and $50,000-$100,000 available for investment. The lack of significant positive catalysts, poor financial performance, and absence of strong trading signals make this stock unsuitable for immediate investment.

5 analysts cover MOFG: 3 rate it Buy, 2 Hold and 0 Sell. The average price target is 50.00.

This page is for research only and is not investment advice. Models can be wrong. Past performance does not guarantee future results.

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