Lufax Holding Ltd

Lufax Holding Ltd (LU) Stock Analysis

$0.868

-0.015 (-1.73%)At close

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High
0.920
Open
0.900
VWAP
0.88
Volume
1.65M
Mkt Cap
1.32B
Low
0.848
Amount
1.45M
EV/EBITDA, TTM
-52.26

LUFAX HOLDING LTD is a holding company mainly engaged in providing financial services for small and micro enterprises. The Company's core retail credit enablement business includes bank-funded loans, trust-funded loans and consumer finance loans. The Company is also engaged in wealth management and providing access to financial products and services. The Company conducts the business through its subsidiaries.

AI analysis of Lufax Holding Ltd (LU)

Hold

Lufax Holding Ltd is currently not a strong buy. The stock is priced at $0.8682, significantly below the analyst price targets of $1.40 from Deutsche Bank and $2 from JPMorgan, indicating potential upside. However, the RSI is at a low 22.988, suggesting the stock is oversold, but this could also indicate ongoing weakness. The company has a forward P/E of 3.7092, which is low, but it reflects the current financial struggles with a net income loss of 200534000 CNY in Q2 2026. The main risk is the significant decline in stock value, with a year-to-date change of -67.72%.

Valuation Metrics

The current forward P/E ratio for Lufax Holding Ltd (LU) is 3.71, compared to its 5-year average forward P/E of -178.34.

Forward P/E

Fair
5Y Average P/E
-178.34
Current P/E
3.71
Overvalued
632.06
Undervalued
-988.75

Forward EV/EBITDA

Strongly Undervalued
5Y Average EV/EBITDA
5.87
Current EV/EBITDA
-52.26
Overvalued
28.33
Undervalued
-16.60

Forward P/S

Undervalued
5Y Average P/S
0.70
Current P/S
0.03
Overvalued
1.14
Undervalued
0.26

Whales holding LU

P

Ping An Insurance (Group) Company of China, Ltd.

+ HoldingLUATHM

-17.76%

3M Return

Events Timeline

2026-10-16 (ET)

08:00:00

Lufax Appoints Jia Liu as CFO

2026-09-30 (ET)

07:30:00

Lufax Adjusts ADS Ratio to 1:20

2026-04-27 (ET)

08:10:00

Lufax Appoints Xiaodi Wang as Chief Compliance Officer

2025-10-31 (ET)

07:14:09

Lufax Names Xiang Ji as Co-CEO

2025-10-03 (ET)

12:00:03

Lufax Experiences a 6.9% Decline

News

LU FAQ — answered by Alphio AI

LUFAX HOLDING LTD is a holding company mainly engaged in providing financial services for small and micro enterprises. The Company's core retail credit enablement business includes bank-funded loans, trust-funded loans and consumer finance loans. The Company is also engaged in wealth management and providing access to financial products and services. The Company conducts the business through its subsidiaries. It operates in the Financials sector.

Lufax Holding Ltd is currently not a strong buy. The stock is priced at $0.8682, significantly below the analyst price targets of $1.40 from Deutsche Bank and $2 from JPMorgan, indicating potential upside. However, the RSI is at a low 22.988, suggesting the stock is oversold, but this could also indicate ongoing weakness. The company has a forward P/E of 3.7092, which is low, but it reflects the current financial struggles with a net income loss of 200534000 CNY in Q2 2026. The main risk is the significant decline in stock value, with a year-to-date change of -67.72%.

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This page is for research only and is not investment advice. Models can be wrong. Past performance does not guarantee future results.

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