Investar Holding Corp

Investar Holding Corp (ISTR) Stock Analysis

$27.660

+0.091 (+0.33%)At close

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High
27.780
Open
27.620
VWAP
27.56
Volume
104.62K
Mkt Cap
152.35M
Low
27.250
Amount
2.88M
EV/EBITDA, TTM
8.69

Investar Holding Corporation is a financial holding company that conducts its operations primarily through its subsidiary, Investar Bank, National Association (the Bank). The Company offers a range of commercial and retail lending products throughout its market areas, including business loans to small to medium-sized businesses as well as loans to individuals. Its business lending products include owner-occupied commercial real estate loans, construction loans and commercial and industrial loans, such as term loans, equipment financing and lines of credit, while its loans to individuals include first and second mortgage loans, installment loans, and lines of credit. It offers a base of deposit products and services to individual and business clients, including savings, checking, and money market accounts, as well as a variety of certificates of deposit and individual retirement accounts. It also offers debit cards, Internet banking, direct deposit of payroll and social security checks.

AI analysis of Investar Holding Corp (ISTR)

Buy

Investar Holding Corp is a good buy right now, primarily driven by its recent net income growth of 24.4%, which rose to $11.1 million in Q3 2026, and a forward P/E ratio of 9.84, suggesting that the stock is undervalued compared to its earnings potential. Additionally, the recent increase in quarterly dividends by 9.1% demonstrates a commitment to returning value to shareholders. However, the stock has seen a 5-day decline of 2.71%, indicating some short-term volatility that investors should consider.

Analyst Ratings (4)

+4.84% upside
Buy
3 Buy
1 Hold
0 Sell
Current: 27.66
Low
29.00
Average
29.00
High
29.00

Piper Sandler

2026-04-23

Price Target

$34

Neutral

Piper Sandler

2025-07-02

Price Target

$27

Overweight

Piper Sandler

2025-04-22

Price Target

$22

Buy

Piper Sandler

2025-02-21

Price Target

$21

Hold

Piper Sandler

2023-10-05

Price Target

$14

Buy

Valuation Metrics

The current forward P/E ratio for Investar Holding Corp (ISTR) is 9.84, compared to its 5-year average forward P/E of 9.75.

Forward P/E

Fair
5Y Average P/E
9.75
Current P/E
9.84
Overvalued
11.35
Undervalued
8.15

Forward EV/EBITDA

Overvalued
5Y Average EV/EBITDA
1.71
Current EV/EBITDA
8.69
Overvalued
5.82
Undervalued
-2.40

Forward P/S

Overvalued
5Y Average P/S
2.05
Current P/S
2.49
Overvalued
2.42
Undervalued
1.67

Alphio AI Price Scenarios for ISTR

Scenario prices are the last monthly forecast band of the current year. Probabilities are fixed model weights (25 / 50 / 25), not guarantees.

B

Bull

Bull · 25%ISTR

$19.80

Scenario price

B

Base

Base · 50%ISTR

$19.77

Scenario price

B

Bear

Bear · 25%ISTR

$18.90

Scenario price

Events Timeline

2026-07-20 (ET)

06:30:00

Investar Reports Q2 Tangible Book Value of $23.09

2026-06-17 (ET)

19:00:00

Investar Holding Declares Quarterly Cash Dividend of 12 Cents per Share

2026-01-02 (ET)

07:50:00

Investar Completes Acquisition of Wichita Falls Bancshares for Approximately $112.9 Million

2025-07-01 (ET)

07:21:45

Investar Holding announces $32.5M capital raise

07:20:28

Investar Holding to acquire Wichita Falls Bancshares in cash, stock transaction

News

ISTR FAQ — answered by Alphio AI

Investar Holding Corporation is a financial holding company that conducts its operations primarily through its subsidiary, Investar Bank, National Association (the Bank). The Company offers a range of commercial and retail lending products throughout its market areas, including business loans to small to medium-sized businesses as well as loans to individuals. Its business lending products include owner-occupied commercial real estate loans, construction loans and commercial and industrial loans, such as term loans, equipment financing and lines of credit, while its loans to individuals include first and second mortgage loans, installment loans, and lines of credit. It offers a base of deposit products and services to individual and business clients, including savings, checking, and money market accounts, as well as a variety of certificates of deposit and individual retirement accounts. It also offers debit cards, Internet banking, direct deposit of payroll and social security checks. It operates in the Financials sector (STATE COMMERCIAL BANKS industry).

Investar Holding Corp is a good buy right now, primarily driven by its recent net income growth of 24.4%, which rose to $11.1 million in Q3 2026, and a forward P/E ratio of 9.84, suggesting that the stock is undervalued compared to its earnings potential. Additionally, the recent increase in quarterly dividends by 9.1% demonstrates a commitment to returning value to shareholders. However, the stock has seen a 5-day decline of 2.71%, indicating some short-term volatility that investors should consider.

4 analysts cover ISTR: 3 rate it Buy, 1 Hold and 0 Sell. The average price target is 29.00.

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This page is for research only and is not investment advice. Models can be wrong. Past performance does not guarantee future results.

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