Hilltop Holdings Inc (HTH) Stock AnalysisHTHHilltop Holdings Inc

Hilltop Holdings Inc. is a diversified financial holding company. The Company operates through three segments: banking, broker-dealer, and mortgage origination. The banking segment includes the operations of PlainsCapital Bank (the Bank). The banking segment primarily provides business and consumer banking services from offices located throughout Texas and generates revenue from its portfolio of earning assets. The broker-dealer segment includes the operations of Securities Holdings, which operates through its wholly owned subsidiaries, Hilltop Securities, Momentum Independent Network and Hilltop Securities Asset Management, LLC. This segment offers investment advisory and securities brokerage services. The mortgage origination segment includes the operations of PrimeLending, which offers a variety of loan products. This segment includes origination and servicing of loans and selling these loans in the secondary market. It operates through approximately 280 locations in 48 states. It operates in the Financials sector (STATE COMMERCIAL BANKS industry).

Hilltop Holdings Inc is currently a hold. The stock is trading at $36.38, which is below the analyst price target of $42, indicating potential upside. However, the RSI is at a low 22.245, suggesting the stock is oversold, which could lead to a rebound. The company reported a strong Q2 with an adjusted EPS of $0.63, beating estimates by 28.6%, but the recent 5-day change of -5.38% raises concerns about short-term performance. The main risk is the declining net margin, which fell to 12.52% in Q2 2026, down from previous quarters, indicating potential profitability challenges.

6 analysts cover HTH: 3 rate it Buy, 2 Hold and 1 Sell. The average price target is 35.00.