HomeTrust Bancshares Inc

HomeTrust Bancshares Inc (HTB) Stock Analysis

$46.830

-0.632 (-1.35%)At close

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High
47.570
Open
47.570
VWAP
47.04
Volume
108.71K
Mkt Cap
—
Low
46.710
Amount
5.11M
EV/EBITDA, TTM
4.78

HomeTrust Bancshares, Inc. is the bank holding company for HomeTrust Bank (the Bank). The Bank is a state-chartered, community-focused financial institution committed to providing value-added relationship banking with over 30 locations, as well as online/mobile channels. Its principal business consists of attracting deposits from the general public and investing those funds, along with borrowed funds, in commercial real estate loans, construction and development loans, commercial and industrial loans, equipment finance leases, municipal leases, loans secured by first and second mortgages on one-to-four family residences, including home equity loans and other consumer loans. It also originates one-to-four family loans, SBA loans and HELOCs to sell to third parties. It invests in debt securities issued by the United States Government agencies and GSEs, municipal bonds, corporate bonds, commercial paper and certificates of deposit insured by the Federal Deposit Insurance Corporation.

www.htb.com

AI analysis of HomeTrust Bancshares Inc (HTB)

Buy

Hometrust Bancshares, Inc. is a good buy right now due to its current price of $47.47, which is significantly below the analyst target of $57, indicating a potential upside of 20%. Additionally, the company has shown strong financial performance with a net income of $17.97 million in Q3 2026, reflecting a solid growth trajectory. The RSI of 56.94 suggests that the stock is neither overbought nor oversold, making it a favorable entry point.

Valuation Metrics

The current forward P/E ratio for HomeTrust Bancshares Inc (HTB) is 11.34, compared to its 5-year average forward P/E of 11.38.

Forward P/E

Fair
5Y Average P/E
11.38
Current P/E
11.34
Overvalued
11.90
Undervalued
10.87

Forward EV/EBITDA

Strongly Overvalued
5Y Average EV/EBITDA
0.06
Current EV/EBITDA
4.78
Overvalued
0.58
Undervalued
-0.46

Forward P/S

Strongly Undervalued
5Y Average P/S
2.99
Current P/S
2.19
Overvalued
3.15
Undervalued
2.83

Events Timeline

2026-10-21 (ET)

09:00:00

HomeTrust Acquires Blue Ridge Bankshares and Repurchases 5% of Shares

2026-08-17 (ET)

08:30:00

Hometrust Bancshares Inc Trading Halted, News Pending

2026-04-23 (ET)

08:50:00

Company Reports Q1 Tangible Book Value Per Share of $33.02

2026-01-22 (ET)

08:40:00

Company Reports 11% Growth in Tangible Book Value for FY 2025

2025-12-16 (ET)

08:41:00

HomeTrust Bancshares Completes 5% Stock Repurchase Program

News

HTB FAQ — answered by Alphio AI

HomeTrust Bancshares, Inc. is the bank holding company for HomeTrust Bank (the Bank). The Bank is a state-chartered, community-focused financial institution committed to providing value-added relationship banking with over 30 locations, as well as online/mobile channels. Its principal business consists of attracting deposits from the general public and investing those funds, along with borrowed funds, in commercial real estate loans, construction and development loans, commercial and industrial loans, equipment finance leases, municipal leases, loans secured by first and second mortgages on one-to-four family residences, including home equity loans and other consumer loans. It also originates one-to-four family loans, SBA loans and HELOCs to sell to third parties. It invests in debt securities issued by the United States Government agencies and GSEs, municipal bonds, corporate bonds, commercial paper and certificates of deposit insured by the Federal Deposit Insurance Corporation. It operates in the Financials sector.

Hometrust Bancshares, Inc. is a good buy right now due to its current price of $47.47, which is significantly below the analyst target of $57, indicating a potential upside of 20%. Additionally, the company has shown strong financial performance with a net income of $17.97 million in Q3 2026, reflecting a solid growth trajectory. The RSI of 56.94 suggests that the stock is neither overbought nor oversold, making it a favorable entry point.

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This page is for research only and is not investment advice. Models can be wrong. Past performance does not guarantee future results.

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