HomeStreet Inc

HomeStreet Inc (HMST) Stock Analysis

$13.870

+0.255 (+1.84%)At close

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High
13.950
Open
13.530
VWAP
13.74
Vol
292.88K
Mkt Cap
208.56M
Low
13.415
Amount
4.03M
EV/EBITDA, TTM
0.00

HomeStreet, Inc. is a diversified financial services company engaged in serving consumers and businesses in the Western United States and Hawaii. The Company is principally engaged in real estate lending, including mortgage banking activities, and commercial and consumer banking. The Company’s operations are primarily conducted through its wholly owned subsidiaries, HomeStreet Statutory Trusts and HomeStreet Bank (the Bank). It operates approximately 56 full-service bank branches in Washington, in Northern and Southern California, in the Portland, Oregon area and in Hawaii, as well as three primary stand-alone commercial lending centers located in Southern California, Idaho and Utah. Its consumer loan portfolio is comprised of the single-family and home equity loan classes. The commercial loan portfolio is comprised of the non-owner occupied commercial real estate (CRE), multifamily, construction and land development, owner-occupied CRE and commercial business loan classes.

Analyst Ratings (5)

-1.44% downside
Hold
1 Buy
4 Hold
0 Sell
Current: 13.87
Low
13.00
Average
13.67
High
14.00

Keefe Bruyette

2025-08-06

Price Target

$14

Market Perform

Piper Sandler

2025-04-01

Price Target

$14

Hold

Wedbush

2024-12-19

Price Target

$15

Buy

Wedbush

2024-11-05

Price Target

$12

Buy

Keefe, Bruyette & Woods

2024-07-30

Price Target

$15

Hold

Valuation Metrics

The current forward P/E ratio for HomeStreet Inc (HMST) is 29.59, compared to its 5-year average forward P/E of 16.03.

Forward P/E

Fair
5Y Average P/E
16.03
Current P/E
29.59
Overvalued
71.11
Undervalued
-39.05

Forward EV/EBITDA

Strongly Undervalued
5Y Average EV/EBITDA
0.00
Current EV/EBITDA
0.00
Overvalued
0.00
Undervalued
0.00

Forward P/S

Fair
5Y Average P/S
1.68
Current P/S
0.97
Overvalued
2.52
Undervalued
0.83

Alphio AI Price Scenarios for HMST

Scenario prices are the last monthly forecast band of the current year. Probabilities are fixed model weights (25 / 50 / 25), not guarantees.

B

Bull

Bull · 25%HMST

$12.83

Scenario price

B

Base

Base · 50%HMST

$10.10

Scenario price

B

Bear

Bear · 25%HMST

$7.11

Scenario price

Events Timeline

2025-07-28 (ET)

16:05:37

HomeStreet reports Q2 core EPS (16c), consensus 4c

2025-04-28 (ET)

16:10:13

HomeStreet reports Q1 EPS (15c), consensus (7c)

2025-03-31 (ET)

07:20:53

Mechanics Bank, HomeStreet announce all-stock business combination

2024-12-31 (ET)

05:05:57

HomeStreet closes sale of $990M in multi-family loans

2024-12-27 (ET)

07:18:38

HomeStreet to sell $990M in commercial real estate loans to Bank of America

News

HMST FAQ — answered by Alphio AI

HomeStreet, Inc. is a diversified financial services company engaged in serving consumers and businesses in the Western United States and Hawaii. The Company is principally engaged in real estate lending, including mortgage banking activities, and commercial and consumer banking. The Company’s operations are primarily conducted through its wholly owned subsidiaries, HomeStreet Statutory Trusts and HomeStreet Bank (the Bank). It operates approximately 56 full-service bank branches in Washington, in Northern and Southern California, in the Portland, Oregon area and in Hawaii, as well as three primary stand-alone commercial lending centers located in Southern California, Idaho and Utah. Its consumer loan portfolio is comprised of the single-family and home equity loan classes. The commercial loan portfolio is comprised of the non-owner occupied commercial real estate (CRE), multifamily, construction and land development, owner-occupied CRE and commercial business loan classes. It operates in the Financials sector (STATE COMMERCIAL BANKS industry).

5 analysts cover HMST: 1 rate it Buy, 4 Hold and 0 Sell. The average price target is 13.67.

This page is for research only and is not investment advice. Models can be wrong. Past performance does not guarantee future results.

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