Green Dot Corp

Green Dot Corp (GDOT) Stock Analysis

$12.340

-0.059 (-0.48%)At close

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High
12.440
Open
12.330
VWAP
12.36
Volume
459.32K
Mkt Cap
501.77M
Low
12.300
Amount
5.68M
EV/EBITDA, TTM
-3.32

Green Dot Corporation is a financial technology and bank holding company. The Company offers a set of financial services to consumers and businesses, including debit, checking, credit, prepaid, and payroll cards, as well as robust money movement services. Its segment includes Consumer Services, Business to Business (B2B) Services, and Money Movement Services. The Consumer Services segment consists of deposit account programs, such as consumer checking accounts, prepaid cards, secured credit cards, and gift cards. The B2B Services segment consists of its partnerships with prominent consumer and technology companies that make its banking products and services available to their consumers, partners and workforce through integration with its banking platform, and a comprehensive payroll platform that it offers to corporate enterprises, to facilitate payments for the workforce. The Money Movement Services segment consists of money processing services and tax refund processing services.

AI analysis of Green Dot Corp (GDOT)

Hold

Green Dot Corp is currently a hold. The stock is priced at 12.61, with a forward P/E of 23.75 indicating potential future growth, but recent earnings reports show a negative EPS of -0.04 and a significant drop in net income in Q2 2026. The RSI is at 53.62, suggesting the stock is neither overbought nor oversold, which supports a cautious approach. The main risk is the company's recent performance, with a 34.38% negative surprise in the last earnings report, indicating volatility and uncertainty in future earnings.

Analyst Ratings (15)

+15.48% upside
Buy
8 Buy
7 Hold
0 Sell
Current: 12.34
Low
14.25
Average
14.25
High
14.25

Northland

2025-11-25

Price Target

$18

Market Perform

Northland

2025-10-15

Price Target

$18

Outperform

Northland

2025-08-12

Price Target

$16

Outperform

Keefe Bruyette

2025-07-11

Price Target

$12

Market Perform

Barclays

2025-05-12

Price Target

$10

Underweight

Valuation Metrics

The current forward P/E ratio for Green Dot Corp (GDOT) is 23.75, compared to its 5-year average forward P/E of 11.53.

Forward P/E

Strongly Overvalued
5Y Average P/E
11.53
Current P/E
23.75
Overvalued
17.61
Undervalued
5.46

Forward EV/EBITDA

Fair
5Y Average EV/EBITDA
-7.08
Current EV/EBITDA
-3.32
Overvalued
2.92
Undervalued
-17.07

Forward P/S

Fair
5Y Average P/S
0.53
Current P/S
0.28
Overvalued
0.88
Undervalued
0.18

Alphio AI Price Scenarios for GDOT

Scenario prices are the last monthly forecast band of the current year. Probabilities are fixed model weights (25 / 50 / 25), not guarantees.

B

Bull

Bull · 25%GDOT

$14.03

Scenario price

B

Base

Base · 50%GDOT

$12.95

Scenario price

B

Bear

Bear · 25%GDOT

$12.81

Scenario price

Whales holding GDOT

W

Walmart Inc.

+ HoldingGDOTSYM

-8.12%

3M Return

Events Timeline

2026-08-10 (ET)

16:30:00

Green Dot Corporation Reports Q2 Revenue of $595.9M

2026-08-05 (ET)

08:30:00

Varo Bank Launches Fee-Free Digital Cash Add Capabilities

2026-06-25 (ET)

08:30:00

Treasury Prime Launches Prime Cash for Seamless Cash Additions

2026-06-23 (ET)

22:00:00

Green Dot and CommerceOne to Complete Strategic Transaction

2026-05-11 (ET)

16:10:00

Green Dot Q1 Revenue $656.2M Beats Expectations

News

GDOT FAQ — answered by Alphio AI

Green Dot Corporation is a financial technology and bank holding company. The Company offers a set of financial services to consumers and businesses, including debit, checking, credit, prepaid, and payroll cards, as well as robust money movement services. Its segment includes Consumer Services, Business to Business (B2B) Services, and Money Movement Services. The Consumer Services segment consists of deposit account programs, such as consumer checking accounts, prepaid cards, secured credit cards, and gift cards. The B2B Services segment consists of its partnerships with prominent consumer and technology companies that make its banking products and services available to their consumers, partners and workforce through integration with its banking platform, and a comprehensive payroll platform that it offers to corporate enterprises, to facilitate payments for the workforce. The Money Movement Services segment consists of money processing services and tax refund processing services. It operates in the Financials sector (FINANCE SERVICES industry).

Green Dot Corp is currently a hold. The stock is priced at 12.61, with a forward P/E of 23.75 indicating potential future growth, but recent earnings reports show a negative EPS of -0.04 and a significant drop in net income in Q2 2026. The RSI is at 53.62, suggesting the stock is neither overbought nor oversold, which supports a cautious approach. The main risk is the company's recent performance, with a 34.38% negative surprise in the last earnings report, indicating volatility and uncertainty in future earnings.

15 analysts cover GDOT: 8 rate it Buy, 7 Hold and 0 Sell. The average price target is 14.25.

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This page is for research only and is not investment advice. Models can be wrong. Past performance does not guarantee future results.

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