FNB Corp

FNB Corp (FNB) Stock Analysis

$18.410

-0.079 (-0.43%)At close

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High
18.640
Open
18.570
VWAP
18.48
Vol
3.23M
Mkt Cap
4.77B
Low
18.395
Amount
59.64M
EV/EBITDA, TTM
11.36

F.N.B. Corporation is a bank holding company and financial holding company. The Company operates through three segments: Community Banking, Wealth Management, and Insurance. The Community Banking segment consists of First National Bank of Pennsylvania (FNBPA), which offers commercial and consumer banking services. Its commercial banking solutions include corporate banking, small business banking, investment real estate financing, business credit, capital markets and lease financing. The Wealth Management segment delivers wealth management services to individuals, corporations and retirement funds, as well as existing customers of the Community Banking segment, located primarily within its geographic markets. Its Wealth Management operations are conducted through three subsidiaries of FNBPA. The Insurance segment operates principally through First National Insurance Agency, LLC (FNIA), which is a subsidiary of the Company. FNIA is a full-service insurance brokerage agency.

AI analysis of FNB Corp (FNB)

hold

FNB Corp is currently priced at $18.41, which is below the average analyst price target of $20.50, indicating potential upside. However, the RSI is at 28.37, suggesting the stock is oversold, but the recent downgrade by BofA from Buy to Neutral raises concerns about future performance. The main risk is the 2% reduction in FY2026 pre-provision net revenue, which could impact net interest income.

Analyst Ratings (11)

+3.20% upside
Buy
9 Buy
2 Hold
0 Sell
Current: 18.41
Low
18.00
Average
19.00
High
20.00

BofA

2026-07-20

Price Target

$19

Neutral

Wells Fargo

2026-07-06

Price Target

$21

Overweight

Piper Sandler

2026-06-26

Price Target

$22

Overweight

BofA

2026-05-04

Price Target

$20

Buy

Truist

2026-04-20

Price Target

$20

Buy

Valuation Metrics

The current forward P/E ratio for FNB Corp (FNB) is 9.73, compared to its 5-year average forward P/E of 9.46.

Forward P/E

Fair
5Y Average P/E
9.46
Current P/E
9.73
Overvalued
10.62
Undervalued
8.31

Forward EV/EBITDA

Strongly Overvalued
5Y Average EV/EBITDA
1.67
Current EV/EBITDA
11.36
Overvalued
6.09
Undervalued
-2.74

Forward P/S

Overvalued
5Y Average P/S
2.94
Current P/S
3.30
Overvalued
3.21
Undervalued
2.67

Alphio AI Price Scenarios for FNB

Scenario prices are the last monthly forecast band of the current year. Probabilities are fixed model weights (25 / 50 / 25), not guarantees.

B

Bull

Bull · 25%FNB

$18.13

Scenario price

B

Base

Base · 50%FNB

$16.34

Scenario price

B

Bear

Bear · 25%FNB

$14.09

Scenario price

Whales holding FNB

B

Basswood Capital Management, L.L.C.

+ HoldingFNB

+8.81%

3M Return

F

Fuller & Thaler Asset Management, Inc.

+ HoldingFNB

+3.70%

3M Return

Events Timeline

2026-07-20 (ET)

09:00:00

Stock Futures Rise as Investors Eye Megacap Earnings

2026-07-16 (ET)

18:30:00

Nasdaq Composite Falls 1.5%, Netflix Guides Below Expectations

17:00:00

F.N.B. Corporation Reports Q2 Revenue of $462.7M

2026-04-16 (ET)

19:50:00

U.S. Stocks Hit New Highs, Energy Sector Leads

16:40:00

Net Interest Margin Falls to 3.25%, Credit Loss Provision at $18.5 Million

News

FNB FAQ — answered by Alphio AI

F.N.B. Corporation is a bank holding company and financial holding company. The Company operates through three segments: Community Banking, Wealth Management, and Insurance. The Community Banking segment consists of First National Bank of Pennsylvania (FNBPA), which offers commercial and consumer banking services. Its commercial banking solutions include corporate banking, small business banking, investment real estate financing, business credit, capital markets and lease financing. The Wealth Management segment delivers wealth management services to individuals, corporations and retirement funds, as well as existing customers of the Community Banking segment, located primarily within its geographic markets. Its Wealth Management operations are conducted through three subsidiaries of FNBPA. The Insurance segment operates principally through First National Insurance Agency, LLC (FNIA), which is a subsidiary of the Company. FNIA is a full-service insurance brokerage agency. It operates in the Financials sector (NATIONAL COMMERCIAL BANKS industry).

FNB Corp is currently priced at $18.41, which is below the average analyst price target of $20.50, indicating potential upside. However, the RSI is at 28.37, suggesting the stock is oversold, but the recent downgrade by BofA from Buy to Neutral raises concerns about future performance. The main risk is the 2% reduction in FY2026 pre-provision net revenue, which could impact net interest income.

11 analysts cover FNB: 9 rate it Buy, 2 Hold and 0 Sell. The average price target is 19.00.

This page is for research only and is not investment advice. Models can be wrong. Past performance does not guarantee future results.

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