Flagstar Bank NA (FLG) FinancialsFLGFlagstar Bank NA

Evaluating the bottom line, Flagstar Bank NA maintains a gross margin of N/A. This metric reflects the company's pricing power and manufacturing efficiency. Further down the income statement, the operating margin stands at 10.23%, while the net margin is 7.25%. These profitability ratios, combined with a Return on Equity (ROE) of 0.20%, provide a clear picture of how effectively FLG converts its operational activities into shareholder value.

In the context of the broader market, FLG competes directly with industry leaders such as AX and ASB. With a market capitalization of $5.92B, it holds a significant position in the sector. When comparing efficiency, FLG's gross margin of N/A stands against AX's N/A and ASB's N/A. Such benchmarking helps identify whether Flagstar Bank NA is trading at a premium or discount relative to its financial performance.

Flagstar has shown improvement in net income, with a positive net income of $26 million in Q2 2026, compared to losses in previous quarters. The net margin has also improved to 7.25% in Q2 2026, indicating better profitability.