Financial Institutions Inc (FISI) Stock AnalysisFISIFinancial Institutions Inc

Financial Institutions, Inc. is a financial holding company. It provides a full range of banking and related financial services to consumer, commercial and municipal customers through its bank and non-bank subsidiaries. It offers a range of deposits, lending and other financial services to individuals, municipalities and businesses in the Western and Central New York branch network and its Mid-Atlantic commercial loan production office serving the Baltimore and Washington, D.C. region, through its banking subsidiary, Five Star Bank. It offers deposit products, such as checking and NOW accounts, savings accounts, and certificates of deposit. Its indirect lending network includes relationships with franchised automobile dealers in Western and Central New York, the Capital District of New York, and Northern and Central Pennsylvania. It offers customized investment advice, wealth management, investment consulting and retirement plan services through its subsidiary, Courier Capital, LLC. It operates in the Financials sector (NATIONAL COMMERCIAL BANKS industry).

Financial Institutions Inc (FISI) is currently priced at $38.45, which is below the analyst price target of $45, indicating potential upside. However, the RSI is at a low 30.36, suggesting the stock is oversold, and the recent 5-day change is down 3.83%, indicating short-term weakness. The company has shown solid growth with a 24.68% year-to-date change and a 44.17% increase over the past year, but the recent negative momentum and low RSI suggest caution. Therefore, it may be wise to hold rather than buy at this time, waiting for a clearer upward trend.

5 analysts cover FISI: 3 rate it Buy, 2 Hold and 0 Sell. The average price target is 34.50.