First Financial Bancorp

First Financial Bancorp (FFBC) Stock Analysis

$32.820

+0.089 (+0.27%)At close

Loading chart…
High
32.890
Open
32.750
VWAP
32.77
Vol
958.17K
Mkt Cap
2.08B
Low
32.600
Amount
31.40M
EV/EBITDA, TTM
6.79

First Financial Bancorp. is a bank holding company. It engages in the business of commercial banking and other banking and banking-related activities through its subsidiary, First Financial Bank (the Bank). The range of banking services provided by the Company includes commercial lending, real estate lending and consumer financing. It offers deposit products that include interest-bearing and noninterest-bearing accounts, time deposits and cash management services for retail and commercial customers. A full range of trust and wealth management services is also provided through its Wealth Management line of business. Commercial and industrial loans are made for all types of businesses for a variety of purposes, including inventory, receivables and equipment. It works with businesses to meet their shorter-term working capital needs while also providing long-term financing for their business plans. Its full-service banking centers primarily in Ohio, Indiana, Kentucky and Illinois.

AI analysis of First Financial Bancorp (FFBC)

hold

First Financial Bancorp is currently a hold. The stock is priced at $32.82, which is below the average analyst target of $34, suggesting potential upside. However, the RSI is at 33.02, indicating it is oversold, and insider selling has increased by 521.98%, which raises concerns about future performance. The upcoming dividend of $0.26 per share may attract investors, but the recent share sale by a director could negatively impact investor confidence.

Analyst Ratings (10)

-11.64% downside
Hold
3 Buy
6 Hold
1 Sell
Current: 32.82
Low
28.00
Average
29.00
High
31.00

Raymond James

2026-07-01

Price Target

$36

Outperform

Raymond James

2026-04-27

Price Target

$34

Outperform

RBC Capital

2026-04-27

Price Target

$32

Sector Perform

Keefe Bruyette

2026-04-27

Price Target

$34

Market Perform

Truist

2026-02-02

Price Target

$30

Hold

Valuation Metrics

The current forward P/E ratio for First Financial Bancorp (FFBC) is 9.96, compared to its 5-year average forward P/E of 9.38.

Forward P/E

Fair
5Y Average P/E
9.38
Current P/E
9.96
Overvalued
10.68
Undervalued
8.08

Forward EV/EBITDA

Overvalued
5Y Average EV/EBITDA
1.45
Current EV/EBITDA
6.79
Overvalued
5.37
Undervalued
-2.47

Forward P/S

Fair
5Y Average P/S
2.77
Current P/S
2.85
Overvalued
3.16
Undervalued
2.38

Alphio AI Price Scenarios for FFBC

Scenario prices are the last monthly forecast band of the current year. Probabilities are fixed model weights (25 / 50 / 25), not guarantees.

B

Bull

Bull · 25%FFBC

$30.77

Scenario price

B

Base

Base · 50%FFBC

$28.63

Scenario price

B

Bear

Bear · 25%FFBC

$26.93

Scenario price

Whales holding FFBC

B

Bridgeway Capital Management, LLC

+ HoldingFFBC

+2.41%

3M Return

Events Timeline

2026-07-21 (ET)

18:30:00

Stock Futures Surge as Focus Shifts to Earnings Reports

17:00:00

Archie Brown Comments on Strong Q2 Results

17:00:00

First Financial Acquires Finward Bank for Approximately $208 Million

2026-04-23 (ET)

16:20:00

Board Approves New Share Repurchase Program for Up to 5M Shares

16:20:00

Archie Brown Comments on Q1 Results, Adjusted EPS at $0.77

News

FFBC FAQ — answered by Alphio AI

First Financial Bancorp. is a bank holding company. It engages in the business of commercial banking and other banking and banking-related activities through its subsidiary, First Financial Bank (the Bank). The range of banking services provided by the Company includes commercial lending, real estate lending and consumer financing. It offers deposit products that include interest-bearing and noninterest-bearing accounts, time deposits and cash management services for retail and commercial customers. A full range of trust and wealth management services is also provided through its Wealth Management line of business. Commercial and industrial loans are made for all types of businesses for a variety of purposes, including inventory, receivables and equipment. It works with businesses to meet their shorter-term working capital needs while also providing long-term financing for their business plans. Its full-service banking centers primarily in Ohio, Indiana, Kentucky and Illinois. It operates in the Financials sector (NATIONAL COMMERCIAL BANKS industry).

First Financial Bancorp is currently a hold. The stock is priced at $32.82, which is below the average analyst target of $34, suggesting potential upside. However, the RSI is at 33.02, indicating it is oversold, and insider selling has increased by 521.98%, which raises concerns about future performance. The upcoming dividend of $0.26 per share may attract investors, but the recent share sale by a director could negatively impact investor confidence.

10 analysts cover FFBC: 3 rate it Buy, 6 Hold and 1 Sell. The average price target is 29.00.

This page is for research only and is not investment advice. Models can be wrong. Past performance does not guarantee future results.

Get Started