First Community Bankshares Inc

First Community Bankshares Inc (FCBC) Stock Analysis

$48.920

-0.020 (-0.04%)At close

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High
49.515
Open
48.840
VWAP
49.09
Vol
63.99K
Mkt Cap
656.87M
Low
48.840
Amount
3.14M
EV/EBITDA, TTM
3.07

First Community Bankshares, Inc. is a financial holding company, which provides banking products and services through its wholly owned subsidiary, First Community Bank (the Bank). The Company operates in the Community Banking segment, which consists of all operations, including commercial and consumer banking, lending activities, and wealth management. The Bank offers wealth management and investment advice through its Trust Division and wholly owned subsidiary First Community Wealth Management. Its commercial loans consist of loans to small and mid-size industrial, commercial, and service companies. Its consumer real estate loans consist of loans to individuals within its market footprint for home equity loans and lines of credit and for the purpose of financing residential properties. Its consumer and other loans consist of loans to individuals that include, but are not limited to, automobiles, credit cards, personal lines of credit, boats, mobile homes, and other consumer goods.

AI analysis of First Community Bankshares Inc (FCBC)

buy

First Community Bankshares Inc is a good buy right now due to its strong recent earnings performance, with a Q2 GAAP EPS of $1.19, which exceeded expectations by $0.25, and a significant revenue increase of 39.5% year-over-year to $57.21 million. Additionally, the stock has shown a year-to-date change of +52.64%, indicating strong momentum. The main risk to consider is the current RSI of 47.108, which suggests the stock is nearing oversold territory and could be susceptible to short-term volatility.

Analyst Ratings (2)

Hold
0 Buy
2 Hold
0 Sell
Current: 48.92
Low
Average
High

Raymond James

2026-06-30

Price Target

Market Perform

Hovde Group

2024-06-28

Price Target

$38

Hold

Piper Sandler

2023-07-31

Price Target

$33

Sell

Piper Sandler

2022-12-05

Price Target

$37

Sell

Piper Sandler

2022-01-31

Price Target

$35

Hold

Valuation Metrics

The current forward P/E ratio for First Community Bankshares Inc (FCBC) is 8.53, compared to its 5-year average forward P/E of 12.19.

Forward P/E

Undervalued
5Y Average P/E
12.19
Current P/E
8.53
Overvalued
14.73
Undervalued
9.64

Forward EV/EBITDA

Strongly Overvalued
5Y Average EV/EBITDA
0.41
Current EV/EBITDA
3.07
Overvalued
1.49
Undervalued
-0.67

Forward P/S

Overvalued
5Y Average P/S
3.87
Current P/S
4.80
Overvalued
4.46
Undervalued
3.29

Alphio AI Price Scenarios for FCBC

Scenario prices are the last monthly forecast band of the current year. Probabilities are fixed model weights (25 / 50 / 25), not guarantees.

B

Bull

Bull · 25%FCBC

$36.24

Scenario price

B

Base

Base · 50%FCBC

$32.93

Scenario price

B

Bear

Bear · 25%FCBC

$27.86

Scenario price

Events Timeline

2026-07-21 (ET)

17:00:00

First Community Bankshares Declares Quarterly Cash Dividend of 33c

17:00:00

Q2 Net Interest Income Reaches $35.05M

2025-12-16 (ET)

17:20:00

First Community Bankshares Declares Special Cash Dividend of $1.00 per Share

2025-07-21 (ET)

08:36:06

First Community announces acquisition of Hometown Bancshares

2024-10-22 (ET)

16:05:23

First Community reports Q3 EPS 68c, one estimate 70c

News

FCBC FAQ — answered by Alphio AI

First Community Bankshares, Inc. is a financial holding company, which provides banking products and services through its wholly owned subsidiary, First Community Bank (the Bank). The Company operates in the Community Banking segment, which consists of all operations, including commercial and consumer banking, lending activities, and wealth management. The Bank offers wealth management and investment advice through its Trust Division and wholly owned subsidiary First Community Wealth Management. Its commercial loans consist of loans to small and mid-size industrial, commercial, and service companies. Its consumer real estate loans consist of loans to individuals within its market footprint for home equity loans and lines of credit and for the purpose of financing residential properties. Its consumer and other loans consist of loans to individuals that include, but are not limited to, automobiles, credit cards, personal lines of credit, boats, mobile homes, and other consumer goods. It operates in the Financials sector (STATE COMMERCIAL BANKS industry).

First Community Bankshares Inc is a good buy right now due to its strong recent earnings performance, with a Q2 GAAP EPS of $1.19, which exceeded expectations by $0.25, and a significant revenue increase of 39.5% year-over-year to $57.21 million. Additionally, the stock has shown a year-to-date change of +52.64%, indicating strong momentum. The main risk to consider is the current RSI of 47.108, which suggests the stock is nearing oversold territory and could be susceptible to short-term volatility.

2 analysts cover FCBC: 0 rate it Buy, 2 Hold and 0 Sell.

This page is for research only and is not investment advice. Models can be wrong. Past performance does not guarantee future results.

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