First Business Financial Services Inc

First Business Financial Services Inc (FBIZ) Stock Analysis

$72.500

+1.638 (+2.26%)At close

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High
72.810
Open
70.750
VWAP
71.77
Volume
56.02K
Mkt Cap
296.16M
Low
70.000
Amount
4.02M
EV/EBITDA, TTM
12.47

First Business Financial Services, Inc. is a bank holding company. It is engaged in the commercial banking business through its bank subsidiary, First Business Bank (the Bank). The Bank operates as a business bank, delivering a full line of commercial banking products and services tailored to meet the specific needs of small and medium-sized businesses, business owners, executives, professionals, and high-net-worth individuals. Its products and services are focused on business banking, private wealth, and bank consulting. Within business banking, it offers commercial real estate lending, commercial and industrial lending, asset-based lending, accounts receivable financing, equipment financing, floorplan financing, vendor financing, small business administration lending and servicing, treasury management solutions and company retirement services. Its private wealth management services include trust and estate administration, financial planning, investment management and private banking.

AI analysis of First Business Financial Services Inc (FBIZ)

Buy

First Business Financial Services Inc is a good buy right now. The current price is $70.52, and the forward P/E ratio is 8.96, which is attractive compared to the market average. Additionally, the company has shown a strong year-to-date change of +31.62% and a one-year change of +41.52%, indicating robust growth. The main risk is the RSI at 57.03, which suggests the stock is approaching overbought territory, but the overall fundamentals and analyst ratings support a buy decision.

Analyst Ratings (5)

-15.86% Downside
Hold
0 Buy
5 Hold
0 Sell
Current: 72.50
Low
61.00
Average
61.00
High
61.00

Piper Sandler

2026-08-03

Price Target

$84

Overweight

Keefe Bruyette

2026-08-03

Price Target

$74

Outperform

Raymond James

2026-04-27

Price Target

$64

Outperform

Keefe Bruyette

2026-04-27

Price Target

$64

Outperform

Piper Sandler

2026-02-03

Price Target

$70

Overweight

Valuation Metrics

The current forward P/E ratio for First Business Financial Services Inc (FBIZ) is 8.96, compared to its 5-year average forward P/E of 8.30.

Forward P/E

Fair
5Y Average P/E
8.30
Current P/E
8.96
Overvalued
9.22
Undervalued
7.38

Forward EV/EBITDA

Overvalued
5Y Average EV/EBITDA
2.13
Current EV/EBITDA
12.47
Overvalued
7.32
Undervalued
-3.05

Forward P/S

Strongly Overvalued
5Y Average P/S
2.21
Current P/S
2.99
Overvalued
2.54
Undervalued
1.89

Alphio AI Price Scenarios for FBIZ

Scenario prices are the last monthly forecast band of the current year. Probabilities are fixed model weights (25 / 50 / 25), not guarantees.

B

Bull

Bull · 25%FBIZ

$65.39

Scenario price

B

Base

Base · 50%FBIZ

$55.98

Scenario price

B

Bear

Bear · 25%FBIZ

$49.96

Scenario price

Events Timeline

2026-04-23 (ET)

16:20:00

First Business Bank Net Interest Income Rises 6.8% to $35.5 Million

16:20:00

First Business Financial Services Appoints David Seiler as CEO

2026-03-03 (ET)

17:10:00

First Business Financial Files $100M Mixed Securities Shelf

2026-01-29 (ET)

16:10:00

First Business Bank Achieves 10% Revenue Growth in 2025

2025-10-30 (ET)

16:02:35

First Business Financial Reports Q3 Earnings Per Share of $1.70, Exceeding Consensus of $1.39

News

FBIZ FAQ — answered by Alphio AI

First Business Financial Services, Inc. is a bank holding company. It is engaged in the commercial banking business through its bank subsidiary, First Business Bank (the Bank). The Bank operates as a business bank, delivering a full line of commercial banking products and services tailored to meet the specific needs of small and medium-sized businesses, business owners, executives, professionals, and high-net-worth individuals. Its products and services are focused on business banking, private wealth, and bank consulting. Within business banking, it offers commercial real estate lending, commercial and industrial lending, asset-based lending, accounts receivable financing, equipment financing, floorplan financing, vendor financing, small business administration lending and servicing, treasury management solutions and company retirement services. Its private wealth management services include trust and estate administration, financial planning, investment management and private banking. It operates in the Financials sector (STATE COMMERCIAL BANKS industry).

First Business Financial Services Inc is a good buy right now. The current price is $70.52, and the forward P/E ratio is 8.96, which is attractive compared to the market average. Additionally, the company has shown a strong year-to-date change of +31.62% and a one-year change of +41.52%, indicating robust growth. The main risk is the RSI at 57.03, which suggests the stock is approaching overbought territory, but the overall fundamentals and analyst ratings support a buy decision.

5 analysts cover FBIZ: 0 rate it Buy, 5 Hold and 0 Sell. The average price target is 61.00.

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This page is for research only and is not investment advice. Models can be wrong. Past performance does not guarantee future results.

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